In short
On a R$ 500 thousand home in João Pessoa, the capital of Paraíba, the ITBI transfer tax, the notary deed and the registration come to at least R$ 15,000. The city's ITBI rate is 3%. 20.2% of occupied homes were rented in the 2022 Census.
Calculate for Paraíba
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in João Pessoa?
On a R$ 500 thousand home in João Pessoa, the capital of Paraíba, ITBI transfer tax (3%) R$ 15,000: at least R$ 15,000 in all, from the rates and fee tables read on 15 October 2026 (the state's 2026 fee table could not be read).
How much are the purchase costs on a R$ 1 million home in João Pessoa?
On a R$ 1 million home in João Pessoa, the capital of Paraíba: ITBI transfer tax (3%) R$ 30,000, at least R$ 30,000 in all.
What is the ITBI rate in João Pessoa?
João Pessoa charges ITBI at 3% of the value of the transfer (LC 53/2008 (Tax Code), art. 206); the same law sets a reduced rate of 0% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Paraíba?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Paraíba than in Brazil as a whole?
In the 2022 Census, 20.2% of the 1,372,093 occupied homes in Paraíba were rented and 73.4% owned by a resident, against 22.2% rented across Brazil (IBGE).
What is the typical value of a financed home in Paraíba?
The median appraisal value of homes financed in Paraíba was R$ 198,500 in June 2026, against R$ 290,545 for Brazil (Banco Central do Brasil, homes bought with a loan only, not all sales).
What is the average construction cost per square metre in Paraíba?
The SINAPI average construction cost published by the IBGE for Paraíba was R$ 1,929 per square metre in September 2026, against R$ 2,000 for Brazil.
How much tax when you sell a home in Paraíba?
Federal rules apply in Paraíba as everywhere in Brazil. A non-resident pays 15% on a gain up to R$ 5 million, rising by bands to 22.5% (Law 8,981, art. 21), withheld by the buyer: bought R$ 800 thousand, sold R$ 1.2 million, a gain of R$ 400,000 costs R$ 60,000 (R$ 100,000 in a low-tax jurisdiction, 25%). A resident selling an only property for R$ 440,000 or less is exempt, as is one reinvesting within 180 days.
How many people live in Paraíba?
Paraíba had 3,974,687 residents in the 2022 Census, and 4,182,828 in the IBGE estimate for 2026.
How Paraíba compares
Paraíba counted 3,974,687 residents in 2022, 2% of Brazil's 203,080,756 across the 27 federative units and the 13th largest. The IBGE estimate for 2026, 4,182,828, is 5.2% higher (Brazil: 5.5%), the 18th fastest of the 27. João Pessoa is the city of the state on Payotte, holding 21% of its residents. Region: Nordeste; 2.9 residents per occupied home against 2.8 nationally.
20.2% of the 1,372,093 occupied homes of Paraíba were rented in 2022, close to the 22.2% national share; 73.4% were owned by a resident. That is the 17th highest rental share of 27 units.
João Pessoa, the capital, charges ITBI at 3%, above the 2% median of the 41 city rates read (1 city charges more). That is R$ 15,000 on R$ 500 thousand and R$ 30,000 on R$ 1 million; the law also lists 0% for some purchases it defines, which the calculator does not apply.
The 2026 notary and registry fee table of Paraíba could not be read, so the purchase costs of João Pessoa carry the ITBI line only, R$ 15,000 on R$ 500 thousand (3% of the price).
In Paraíba the median appraisal of a financed home is R$ 198,500, 31.7% below the national R$ 290,545 and 25th of 27 units; a R$ 500 thousand purchase is 2.5 times that median. A loan of 80% on the median home would cost R$ 1,481 a month over 30 years with the Price system at 11.28%, against R$ 3,730 for R$ 500 thousand. The SINAPI construction cost, R$ 1,929 per square metre, is 3.5% below the national R$ 2,000 (18th of 27).
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Paraíba: residents, 2022 Census | 3,974,687 | median unit 3,941,613 | 13th of 27 |
| Share of Brazil's residents | 1.96% | 203,080,756 in Brazil | 13th of 27 |
| Paraíba: estimate for 2026 against the census | +5.2% | Brazil +5.5% | 18th of 27 |
| Paraíba: occupied homes, 2022 | 1,372,093 | Brazil 72,461,369 | 14th of 27 |
| Paraíba: residents per occupied home | 2.9 | Brazil 2.8 | 11th of 27 |
| Paraíba: homes rented | 20.2% | Brazil 22.2% | 17th of 27 |
| Paraíba: homes owned by a resident | 73.4% | median unit 71.6% | 9th of 27 |
| Paraíba: ITBI rate (João Pessoa) | 3% | median of 41 cities 2% | 2nd of 41 |
| Paraíba: ITBI on R$ 500 thousand (João Pessoa) | R$ 15,000 | at the median rate R$ 10,000 | +R$ 5,000 |
| Paraíba: ITBI on R$ 1 million (João Pessoa) | R$ 30,000 | at the median rate R$ 20,000 | +R$ 10,000 |
| Paraíba: all computed lines on R$ 500 thousand (João Pessoa) | at least R$ 15,000 | 3% of the price | R$ 30,000 on R$ 1 million |
| Median value of financed homes | R$ 198,500 | Brazil R$ 290,545 | 25th of 27 |
| SINAPI cost per square metre | R$ 1,929 | Brazil R$ 2,000 | 18th of 27 |
| Cities on Payotte | 1 | 21% of the state's residents | - |
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (3%), João Pessoa, on R$ 500 thousand | R$ 15,000 | LC 53/2008 (Tax Code), art. 206 |
| Population, 2022 Census | 3,974,687 | IBGE |
| Population estimate, 2026 | 4,182,828 | IBGE |
| Occupied homes rented, 2022 Census | 20.2% | IBGE |
| Median appraisal value of financed homes (2026-06) | R$ 198,500 | Banco Central do Brasil (ODbL) |
| SINAPI average construction cost per m² (September 2026) | R$ 1,929 | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Cities of Paraíba on Payotte
Sources
- ITBI, João Pessoa: LC 53/2008 (Tax Code), art. 206 (consulted 2026-10-15).
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.