In short
On a R$ 500 thousand home in Porto Alegre, the capital of Rio Grande do Sul, the ITBI transfer tax, the notary deed and the registration come to at least R$ 19,935. The city's ITBI rate is 3%. 17.9% of occupied homes were rented in the 2022 Census.
Calculate for Rio Grande do Sul
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Porto Alegre?
On a R$ 500 thousand home in Porto Alegre, the capital of Rio Grande do Sul, ITBI transfer tax (3%) R$ 15,000, notary deed (escritura) R$ 2,474, registration at the property registry R$ 2,461: at least R$ 19,935 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).
How much are the purchase costs on a R$ 1 million home in Porto Alegre?
On a R$ 1 million home in Porto Alegre, the capital of Rio Grande do Sul: ITBI transfer tax (3%) R$ 30,000, notary deed (escritura) R$ 4,868, registration at the property registry R$ 4,455, at least R$ 39,322 in all.
What is the ITBI rate in Porto Alegre?
Porto Alegre charges ITBI at 3% of the value of the transfer (Lei Complementar nº 197/1989, art. 16 (rates); IN RM 001/2026 (base)); the same law sets a reduced rate of 0.5% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Rio Grande do Sul?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Rio Grande do Sul than in Brazil as a whole?
In the 2022 Census, 17.9% of the 4,257,001 occupied homes in Rio Grande do Sul were rented and 76.3% owned by a resident, against 22.2% rented across Brazil (IBGE).
What is the typical value of a financed home in Rio Grande do Sul?
The median appraisal value of homes financed in Rio Grande do Sul was R$ 280,000 in June 2026, against R$ 290,545 for Brazil (Banco Central do Brasil, homes bought with a loan only, not all sales).
What is the average construction cost per square metre in Rio Grande do Sul?
The SINAPI average construction cost published by the IBGE for Rio Grande do Sul was R$ 1,965 per square metre in September 2026, against R$ 2,000 for Brazil.
How much tax when you sell a home in Rio Grande do Sul?
Federal rules apply in Rio Grande do Sul as everywhere in Brazil. A non-resident pays 15% on a gain up to R$ 5 million, rising by bands to 22.5% (Law 8,981, art. 21), withheld by the buyer: bought R$ 800 thousand, sold R$ 1.2 million, a gain of R$ 400,000 costs R$ 60,000 (R$ 100,000 in a low-tax jurisdiction, 25%). A resident selling an only property for R$ 440,000 or less is exempt, as is one reinvesting within 180 days.
How many people live in Rio Grande do Sul?
Rio Grande do Sul had 10,882,965 residents in the 2022 Census, and 11,233,317 in the IBGE estimate for 2026.
How Rio Grande do Sul compares
Rio Grande do Sul counted 10,882,965 residents in 2022, 5.4% of Brazil's 203,080,756 across the 27 federative units and the 6th largest. The IBGE estimate for 2026, 11,233,317, is 3.2% higher (Brazil: 5.5%), the 26th fastest of the 27. Gramado and Porto Alegre are the 2 cities of the state on Payotte, holding 12.6% of its residents. Region: Sul; 2.56 residents per occupied home against 2.8 nationally.
17.9% of the 4,257,001 occupied homes of Rio Grande do Sul were rented in 2022, well below the 22.2% national share; 76.3% were owned by a resident. That is the 21st highest rental share of 27 units.
Porto Alegre, the capital, charges ITBI at 3%, above the 2% median of the 41 city rates read (1 city charges more). That is R$ 15,000 on R$ 500 thousand and R$ 30,000 on R$ 1 million; the law also lists 0.5% for some purchases it defines, which the calculator does not apply.
On R$ 500 thousand, the Rio Grande do Sul fee table gives the notary deed R$ 2,474 (R$ 4,868 on R$ 1 million) and registration R$ 2,461 (R$ 4,455 on R$ 1 million). All the lines Payotte computes add up to at least R$ 19,935, 3.99% of the price, and 3.93% on R$ 1 million: fees weigh less as the price doubles. The table gives fees before state taxes and funds, so the totals are lower limits.
In Rio Grande do Sul the median appraisal of a financed home is R$ 280,000, 3.6% below the national R$ 290,545 and 11th of 27 units; a R$ 500 thousand purchase is 1.8 times that median. A loan of 80% on the median home would cost R$ 2,089 a month over 30 years with the Price system at 11.28%, against R$ 3,730 for R$ 500 thousand. The SINAPI construction cost, R$ 1,965 per square metre, is 1.7% below the national R$ 2,000 (16th of 27).
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Rio Grande do Sul: residents, 2022 Census | 10,882,965 | median unit 3,941,613 | 6th of 27 |
| Share of Brazil's residents | 5.36% | 203,080,756 in Brazil | 6th of 27 |
| Rio Grande do Sul: estimate for 2026 against the census | +3.2% | Brazil +5.5% | 26th of 27 |
| Rio Grande do Sul: occupied homes, 2022 | 4,257,001 | Brazil 72,461,369 | 5th of 27 |
| Rio Grande do Sul: residents per occupied home | 2.56 | Brazil 2.8 | 27th of 27 |
| Rio Grande do Sul: homes rented | 17.9% | Brazil 22.2% | 21st of 27 |
| Rio Grande do Sul: homes owned by a resident | 76.3% | median unit 71.6% | 7th of 27 |
| Rio Grande do Sul: ITBI rate (Porto Alegre) | 3% | median of 41 cities 2% | 2nd of 41 |
| Rio Grande do Sul: ITBI on R$ 500 thousand (Porto Alegre) | R$ 15,000 | at the median rate R$ 10,000 | +R$ 5,000 |
| Rio Grande do Sul: ITBI on R$ 1 million (Porto Alegre) | R$ 30,000 | at the median rate R$ 20,000 | +R$ 10,000 |
| Rio Grande do Sul: all computed lines on R$ 500 thousand (Porto Alegre) | at least R$ 19,935 | 3.99% of the price | R$ 39,322 on R$ 1 million |
| Median value of financed homes | R$ 280,000 | Brazil R$ 290,545 | 11th of 27 |
| SINAPI cost per square metre | R$ 1,965 | Brazil R$ 2,000 | 16th of 27 |
| Cities on Payotte | 2 | 12.6% of the state's residents | - |
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (3%), Porto Alegre, on R$ 500 thousand | R$ 15,000 | Lei Complementar nº 197/1989, art. 16 (rates); IN RM 001/2026 (base) |
| Notary deed (escritura), Porto Alegre, on R$ 500 thousand | R$ 2,474 | Rio Grande do Sul 2026 fee table |
| Registration at the property registry, Porto Alegre, on R$ 500 thousand | R$ 2,461 | Rio Grande do Sul 2026 fee table |
| Population, 2022 Census | 10,882,965 | IBGE |
| Population estimate, 2026 | 11,233,317 | IBGE |
| Occupied homes rented, 2022 Census | 17.9% | IBGE |
| Median appraisal value of financed homes (2026-06) | R$ 280,000 | Banco Central do Brasil (ODbL) |
| SINAPI average construction cost per m² (September 2026) | R$ 1,965 | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Cities of Rio Grande do Sul on Payotte
Sources
- ITBI, Porto Alegre: Lei Complementar nº 197/1989, art. 16 (rates); IN RM 001/2026 (base) (consulted 2026-10-15).
- Notary and registry fees, Rio Grande do Sul: Tabela de Emolumentos (Anexo, Lei estadual 12.692/2006) published by Corregedoria-Geral da Justica TJRS in DJE-RS Caderno Extra n. 8.048 of 15/12/2025; 5.86% adjustment (IPC/IEPE/UFRGS); in force 01/01/2026; the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.