Stamp duty and registration on a home, by state

In short

On a ₹50 lakh home, stamp duty and registration come to ₹5,00,000 in Kerala, ₹3,50,000 in Odisha and ₹2,60,020 in Chandigarh, and stamp duty alone to ₹3,00,000 in Mumbai (with the 1% metro surcharge). Not computed: Andhra Pradesh, Bihar, Delhi, Goa, Gujarat, Haryana, Karnataka, Madhya Pradesh, Punjab, Tamil Nadu, Telangana, Uttar Pradesh, West Bengal and the other states, whose official rate pages could not be read from outside India.

State by state

Chandigarh

In Chandigarh, stamp duty on a home is 5% and the registration fee 1%, max ₹10,000, on the higher of the price and the collector rate: ₹2,60,020 on a ₹50 lakh home (Deputy Commissioner, Chandigarh Administration).

Kerala

In Kerala, stamp duty on a home is 8% and the registration fee 2%, on the higher of the price and the fair value: ₹5,00,000 on a ₹50 lakh home (Registration Department, Government of Kerala).

Maharashtra

In Maharashtra, stamp duty on a home is 5% (4% in a Gram Panchayat area) + 1% in Mumbai, on the higher of the price and the Annual Statement of Rates (ready reckoner): at least ₹3,00,000 on a ₹50 lakh home in Mumbai (Inspector General of Registration and Controller of Stamps, Maharashtra).

Odisha

In Odisha, stamp duty on a home is 5% and the registration fee 2%, on the higher of the price and the market value: ₹3,50,000 on a ₹50 lakh home (Inspector General of Registration, Odisha).

Puducherry

In Puducherry, stamp duty on a home is 10% and the registration fee 1.5%, on the higher of the price and the guideline land rate (GLR): ₹5,75,000 on a ₹50 lakh home (Registration Department, Government of Puducherry).

Rajasthan

In Rajasthan, stamp duty on a home is 6% and the registration fee 1%, on the higher of the price and the market value (DLC rate): at least ₹3,50,300 on a ₹50 lakh home (Department of Registration and Stamps, Rajasthan).

Uttarakhand

In Uttarakhand, stamp duty on a home is 5% and the registration fee 2%, max ₹25,000, on the higher of the price and the circle rate: ₹2,75,000 on a ₹50 lakh home (Stamp and Registration Department, Uttarakhand).

The table

“—” means the official source read does not state it. Download the data: purchase-duty.json (CC BY 4.0, cite Payotte with a link).

• Chandigarh: The rate sheet is undated.
• Kerala: The table says it is "for informational purposes only"; no surcharge or cess appears in it.
• Maharashtra: Registration fee not computed: no official table of fees could be read (the IGR portal refuses connections from outside India). A 1% reduction for women buyers (order of 31 March 2021) was read only in an editor's note: it is not applied.
• Odisha: The fee page is undated; a concession for women buyers was not read and is not applied.
• Puducherry: The page is undated.
• Rajasthan: The rate sheet announces a surcharge on stamp duty ("10+20 = 30%"; 20% in the 2019 version) without confirming that it applies to a sale deed: it is not included.
• Uttarakhand: For a woman buyer above ₹25 lakh the text reads "upto 25 lakh there after 5 %": whether the reduced rate covers the first ₹25 lakh only is not settled; the general 5% is shown as an upper limit.