In short
On a ₹50 lakh home in Rajasthan, stamp duty and registration come toat least ₹3,50,300, charged on the higher of the price and the market value (DLC rate). Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.
Calculate for Rajasthan
The questions, answered
How much stamp duty and registration on a ₹50 lakh home in Rajasthan?
On a ₹50 lakh home in Rajasthan, bought above the market value (DLC rate), the charges are stamp duty (6%) ₹3,00,000, registration fee (1%) ₹50,000, scanning fee ₹300: at least ₹3,50,300 in all, at the rates read on 14 October 2026 (surcharge not confirmed, not included).
How much stamp duty and registration on a ₹1 crore home in Rajasthan?
On a ₹1 crore home in Rajasthan, bought above the market value (DLC rate), the charges are stamp duty (6%) ₹6,00,000, registration fee (1%) ₹1,00,000, scanning fee ₹300: at least ₹7,00,300 in all, at the rates read on 14 October 2026 (surcharge not confirmed, not included).
Do women pay less stamp duty in Rajasthan?
Yes: 5% instead of 6%. On ₹50 lakh, stamp duty is ₹2,50,000 instead of ₹3,00,000 (Rajasthan, Stamp duty and registration fee detail, Rajasthan (as applicable on 01-05-2024)).
What EMI on a ₹50 lakh home in Rajasthan?
For a ₹50 lakh home, an Indian bank may lend at most 80% of the cost (₹30 to 75 lakh band, RBI), that is ₹40 lakh at most, the buyer paying at least ₹10 lakh plus stamp duty and registration, which banks do not finance (except on a home costing ₹10 lakh or less). At 7.61%, the RBI average rate on new housing loans (August 2026, provisional), ₹40 lakh over 20 years costs ₹32,493 a month.
How much tax when you sell a home in Rajasthan?
The Income-tax Act applies across India, Rajasthan included: a home held more than 24 months gives a long-term capital gain, taxed at 12.5% without indexation (Income-tax Act 2025, sections 2(101) and 197). Bought ₹40 lakh, sold ₹60 lakh: the gain of ₹20 lakh costs ₹2,50,000, before surcharge and cess. Held 24 months or less, the gain is added to your income and taxed at your slab rate. A resident individual or HUF who acquired the home before 23 July 2024 pays no more than 20% on the gain computed with indexed cost (section 197(3)). This rule applies to sales from 1 April 2026, when the Income-tax Act 2025 came into force.
The figures
| Measure | Value | Source |
|---|---|---|
| Stamp duty (6%) on ₹50 lakh | ₹3,00,000 | Department of Registration and Stamps, Rajasthan |
| Registration fee (1%) on ₹50 lakh | ₹50,000 | Department of Registration and Stamps, Rajasthan |
| Scanning fee on ₹50 lakh | ₹300 | Department of Registration and Stamps, Rajasthan |
| RBI House Price Index, 18 cities, over a year | +3.6% | RBI, Q1:2026-27 (April-June 2026) |
| Average rate, new housing loans (August 2026) | 7.61% | RBI, provisional |
| RBI policy repo rate | 5.5% | RBI, since 7 October 2026 |
No official, openly readable series gives the price of a home in rupees city by city: the RBI and the NHB publish indices, not prices.
Cities of Rajasthan on Payotte
Sources
- Duty: Stamp duty and registration fee detail, Rajasthan (as applicable on 01-05-2024); the calculator.
- Prices: National Housing Bank, NHB RESIDEX press release, Q1 FY 2026-27 (April-June 2026) (NHB copyright policy: material may be reproduced free of charge, the source being prominently acknowledged (https://www.nhb.org.in/copyright-policy/)); Reserve Bank of India, press release 2026-2027/958, All-India House Price Index for Q1:2026-27 (24 August 2026).
- Loans: RBI, Lending and Deposit Rates of Scheduled Commercial Banks – September 2026, Table 9 (Sector-wise WALR, fresh rupee loans sanctioned, Housing); RBI (Commercial Banks – Credit Facilities) Directions, 2025, paragraph 111.