State

Buying a home in Telangana: stamp duty and costs

Duty not computed here · RBI loan rate · RBI and NHB price indices.

In short

Stamp duty is not computed for Telangana: its rate pages cannot be read from outside India. Across the RBI's 18 cities, house prices rose +3.6% over a year (Q1:2026-27 (April-June 2026)). A bank lends at most 80% of a ₹50 lakh home (RBI); the average rate on new housing loans was 7.61% in August 2026.

Calculate for Telangana

Buying: no stamp duty is computed for Telangana; the home loan calculator works everywhere.

If you sell

Capital gain and the tax on it

Same rule in every state: the Income-tax Act applies across India.

Capital gain₹20,00,000
Type of gainLong-term (held over 24 months)
Rate12.5%
Tax on the gain₹2,50,000

Long-term gain taxed at 12.5% without indexation (Income-tax Act 2025, section 197(1), sale on or after 1 April 2026), before surcharge and cess. Home bought before 23 July 2024 by a resident individual or HUF: 20% with indexed cost at most (section 197(3)).

Gain = sale price − purchase price, before deductible costs. Brokerage, reinvestment exemptions and TDS are not included.

Telangana in context

Where Payotte reads the rates, the duty on a ₹50 lakh home runs from ₹2,50,000 in Uttarakhand (5% of the price) to ₹5,00,000 in Puducherry (10%): seven states and union territories out of 36, which leaves Telangana off that scale.

On the simplified outline Payotte draws, Telangana spans about 430 km east to west and 455 km north to south. The nearest of the seven states and union territories whose duty Payotte reads is Maharashtra, about 285 km from the centre of Telangana, at 5% of the Annual Statement of Rates (ready reckoner): a point of comparison, not Telangana's rate.

Payotte covers one city in this state: Hyderabad. Only Hyderabad has a RESIDEX figure, +5.2%: 1.8 points behind the 50-city composite (+7%).

The seven states and union territories whose duty Payotte reads, set against Telangana
StateStamp duty on ₹50 lakhDistance from the centre of Telangana
Puducherry₹5,00,000775 km
Kerala₹4,00,000885 km
Rajasthan₹3,00,0001,120 km
Chandigarh₹2,50,0001,450 km
Maharashtra₹2,50,000285 km
Odisha₹2,50,000600 km
Uttarakhand₹2,50,0001,360 km

The questions, answered

How much stamp duty in Telangana?

Payotte shows no figure: the rate pages of Telangana could not be read from outside India. Ask the sub-registrar office.

What EMI on a ₹50 lakh home in Telangana?

On the largest loan an Indian bank may grant (80% of the price, RBI), ₹40 lakh over 20 years at the 7.61% average rate costs ₹32,493 a month.

How much tax when you sell a home in Telangana?

The Income-tax Act applies across India: a gain on a home held more than 24 months is taxed at 12.5% without indexation, ₹2,50,000 on a ₹20 lakh gain, before surcharge and cess

More on the tax when you sell: capital gains tax on property. On the loan: eligibility and EMI.

The figures

The RBI and the NHB publish price indices, not prices in rupees. National figures: RBI House Price Index +3.6% over a year (Q1:2026-27 (April-June 2026)); average rate on new housing loans 7.61% (August 2026).

Cities of Telangana on Payotte

Sources