Buying a home in Tuxtla Gutiérrez: tax, fees, prices

Calculate for Tuxtla Gutiérrez

Buying: Payotte does not compute the acquisition tax in Tuxtla Gutiérrez yet, because the 2026 law could not be read at an official source. The municipal treasury or the notary gives the amount; the mortgage calculator works everywhere. Mortgage calculator.

The questions, answered

How much acquisition tax in Tuxtla Gutiérrez?

Payotte does not compute it yet. Tuxtla Gutiérrez (Chiapas): the 2026 revenue law could not be reached on any official site. Payotte publishes no figure it has not read; the municipal treasury or the notary gives the amount.

Are home prices rising in Tuxtla Gutiérrez?

The SHF price index for Tuxtla Gutiérrez (Chiapas) changed by +6.4% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).

What does a home cost in Chiapas?

From January to June 2026, homes bought with a mortgage in Chiapas were appraised at a median of MX$1,177,463 and a mean of MX$1,491,025; half of them were appraised between MX$862,915 and MX$1,770,425 (SHF). These are appraisal values, not sale prices.

What monthly payment on a MX$3 million home in Tuxtla Gutiérrez?

MX$2,400,000 borrowed (20% down) costs MX$25,281 a month over 20 years at 11.31% (Banco de México, August 2026); average CAT 13.78%.

How much tax when you sell a home in Tuxtla Gutiérrez?

Federal rules apply in Tuxtla Gutiérrez as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,199,266 at 15 October 2026 (art. 93-XIX-a).

How Tuxtla Gutiérrez compares

Tuxtla Gutiérrez is one of 7 municipios of the section whose acquisition tax is not computed: Tuxtla Gutiérrez (Chiapas): the 2026 revenue law could not be reached on any official site. In Chiapas, Payotte does compute San Cristóbal de las Casas (MX$75,000 on MX$3 million), which is not a substitute for Tuxtla Gutiérrez's own rate. Across the section, 54 areas are computed and the median acquisition tax on MX$3 million is MX$75,000.

The recording fee of Chiapas depends on the state alone: MX$1,800 on MX$1 million, MX$1,800 on MX$3 million and MX$1,800 on MX$8 million, the same at every price, with a fixed part of MX$1,800.

In Chiapas, homes bought with a mortgage were appraised at a median of MX$1,177,463 from January to June 2026: the 23rd highest of the 32 entities, 9.4% below the national median of MX$1,299,580. The mean, MX$1,491,025, is 1.27 times the median, so the distribution is fairly even; the upper quartile bound is 2.1 times the lower one. In that picture, a MX$3 million purchase is above the upper quartile bound of MX$1,770,425, in the top quarter of mortgage-financed homes.

The SHF index of Tuxtla Gutiérrez itself moved +6.4% in a year, behind Chiapas (+7%) and below Mexico (+7.3%), 26th of the 36 cities with an index of their own. The 2025 SNIIV count is 3,941 home loans to individuals in Chiapas, 0.7 per 1,000 residents of the 2020 census (median entity: 3.8), for an average of MX$1,018,098, 0.86 times the median appraisal. 11.1% of homes are rented there (2024), below the median entity's 14.4%, 23rd highest.

A buyer at the state median appraisal with 20% down borrows MX$941,970; at the Banco de México average of 11.31% over 20 years that is MX$9,922 a month, against MX$25,281 for the MX$3 million example of this page.

The figures

The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The share of rented homes is Payotte's weighted count on 2,181 sampled homes of Chiapas in INEGI's ENIGH 2024, without a margin of error.

Elsewhere in Chiapas

• Chiapasstate
• San Cristóbal de las CasasMX$75,000