In short
On a MX$3 million home in Zapopan (Jalisco), the acquisition tax is MX$85,200 (2.84% of the value) and the fee to record the deed MX$4,801, under its 2026 law. Appraisal values in Zapopan changed by +9.2% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.31% in August 2026 (Banco de México).
Calculate for Zapopan
The questions, answered
How much tax and recording fee on a MX$3 million home in Zapopan?
On a MX$3 million home in Zapopan (Jalisco), taxed on for a home, the appraisal approved by the municipal cadastre; otherwise the highest of the appraisal, the deed value and the cadastral value, the buyer pays property transfer tax (ITP) MX$85,200, recording fee, Registro Público de la Propiedad MX$4,801: MX$90,001 in all under the 2026 laws read by Payotte, before notary fees.
How much tax and recording fee on a MX$8 million home in Zapopan?
On a MX$8 million home in Zapopan (Jalisco): property transfer tax (ITP) MX$248,200, recording fee, Registro Público de la Propiedad MX$4,801, MX$253,001 in all, before notary fees.
Are home prices rising in Zapopan?
The SHF price index for Zapopan (Jalisco) changed by +9.2% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).
What monthly payment on a MX$3 million home in Zapopan?
MX$2,400,000 borrowed (20% down) costs MX$25,281 a month over 20 years at 11.31% (Banco de México, August 2026); average CAT 13.78%.
How much tax when you sell a home in Zapopan?
Federal rules apply in Zapopan as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,199,266 at 15 October 2026 (art. 93-XIX-a).
How Zapopan compares
On a MX$3 million home the acquisition tax of Zapopan is MX$85,200 (2.84%), 13.6% above the MX$75,000 median of the 54 municipios computed; 18 charge more and 35 less.
The tax follows a marginal table (limits in pesos): MX$26,200 on MX$1 million, MX$85,200 on MX$3 million and MX$248,200 on MX$8 million. The effective rate climbs from 2.62% to 3.1% between the first and the last price.
Inside Jalisco, the nearest computed neighbours on a MX$3 million home are Guadalajara MX$85,650 (MX$450 more), Puerto Vallarta MX$85,797 (MX$597 more) and Chapala MX$80,900 (MX$4,300 less). The MX$4,801 recording fee comes from the state's own law, so it is identical in each of them and the gap is the municipal tax alone.
Tax and recording fee together take 3% of a MX$3 million price, MX$90,001, which is 3.6 monthly payments of MX$25,281 and 15% on top of the MX$600,000 down payment. On a home at the state median appraisal of MX$1,200,979 the same rules give MX$36,628, 3.05% of the price.
Ranked from the lightest to the heaviest of the 54 areas, Zapopan is 36th: just below it in the national ranking is La Paz (Baja California Sur) at MX$83,581 and just above it is Guadalajara at MX$85,650. The lightest, Guanajuato, takes MX$24,144 on the same MX$3 million, so a buyer in Zapopan pays MX$61,056 more; the heaviest, Querétaro, takes MX$170,306, MX$85,106 more than Zapopan.
Beyond the three prices of this page, tax and fee reach MX$59,501 on MX$2 million, MX$154,001 on MX$5 million and MX$387,001 on MX$12 million. Between MX$3 million and MX$8 million, each extra peso of price carries 3.26 centavos of acquisition tax, more than the 2.84% average at MX$3 million. In the daily unit of account (UMA, MX$117 in 2026) the MX$3 million tax is 726 UMA and the recording fee 41.
The SHF index of Zapopan itself moved +9.2% in a year, behind Jalisco (+10.1%) and above Mexico (+7.3%): 8th of the 36 cities with an index of their own.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Zapopan: Acquisition tax on MX$1 million | MX$26,200 | median MX$21,588 | 39th of 54 lightest |
| Zapopan: Acquisition tax on MX$3 million | MX$85,200 | median MX$75,000 | 36th of 54 lightest |
| Zapopan: Acquisition tax on MX$8 million | MX$248,200 | median MX$232,239 | 37th of 54 lightest |
| Zapopan: Effective rate at MX$3 million | 2.84% | median 2.5% | 36th of 54 lightest |
| Zapopan: Effective rate at MX$1 and 8 million | 2.62% and 3.1% | gap 0.48 points | rising |
| Zapopan: Tax on MX$3 million in UMA | 726 UMA | MX$117 per UMA | 23.9 monthly UMA |
| Zapopan: Recording fee on MX$3 million | MX$4,801 | 0.16% of the price | 5.6% of the tax |
| Zapopan: Tax and fee on MX$3 million | MX$90,001 | 3% of the price | 34th of 54 lightest |
| Zapopan: Tax and fee on MX$12 million | MX$387,001 | 3.23% of the price | 4.3 times the MX$3 million bill |
| SHF index, Zapopan | +9.2% | Mexico +7.3% | 8th of 36 |
Appraisal values, home loans and renting for the whole of Jalisco are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| Property transfer tax (ITP) on MX$3 million | MX$85,200 | Ley de Ingresos del Municipio de Zapopan 2026, art. 49 (decree 30111/LXIV/25, published 25 Dec. 2025) |
| Recording fee, Registro Público de la Propiedad on MX$3 million | MX$4,801 | Ley de Ingresos del Estado de Jalisco 2026, art. 16 (decree 30121/LXIV/25, published 23 Dec. 2025) |
| SHF price index, Zapopan, change over a year | +9.2% | SHF, Q2 2026 |
| Average fixed-rate mortgage offer (Aug. 2026) | 11.31% | Banco de México, CF303 |
The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The appraisal values, loans and renting of Jalisco are on its state page.
Elsewhere in Jalisco
Sources
- Acquisition tax: Ley de Ingresos del Municipio de Zapopan 2026, art. 49 (decree 30111/LXIV/25, published 25 Dec. 2025); the calculator.
- Recording fee: Ley de Ingresos del Estado de Jalisco 2026, art. 16 (decree 30121/LXIV/25, published 23 Dec. 2025).
- Prices: Sociedad Hipotecaria Federal, Índice SHF de Precios de la Vivienda en México, second quarter of 2026 (press release 05/2026, 10 August 2026), consulted 2026-10-15 (data).
- Loans: SEDATU, Sistema Nacional de Información e Indicadores de Vivienda (SNIIV), open data « Financiamientos » 2025; Banco de México, SIE, Tasas de Interés de Crédito a los Hogares (CF303), Indicador del Costo de Créditos Hipotecarios, August 2026.