Buying a home in Campeche: taxes, prices, loans

Calculate for Campeche

Buying: Payotte does not compute the acquisition tax in Campeche yet, because the 2026 law could not be read at an official source. The municipal treasury or the notary gives the amount; the mortgage calculator works everywhere. Mortgage calculator.

The questions, answered

How much acquisition tax in Campeche?

Payotte does not compute it yet for any municipality of Campeche: each municipality's 2026 law sets it, and Payotte publishes no figure it has not read at the source. Ask the municipal treasury or the notary.

Are home prices rising in Campeche?

The SHF price index for Campeche changed by +6.9% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).

What does a home cost in Campeche?

From January to June 2026, homes bought with a mortgage in Campeche were appraised at a median of MX$1,334,000 and a mean of MX$1,595,079; half of them were appraised between MX$1,021,730 and MX$1,872,250 (SHF). These are appraisal values, not sale prices.

What monthly payment on a MX$3 million home in Campeche?

MX$2,400,000 borrowed (20% down) costs MX$25,281 a month over 20 years at 11.31% (Banco de México, August 2026); average CAT 13.78%.

How much tax when you sell a home in Campeche?

Federal rules apply in Campeche as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,199,266 at 15 October 2026 (art. 93-XIX-a).

How Campeche compares

Payotte computes the acquisition tax of no municipio of Campeche yet; the page keeps to the state recording fee, the SHF figures and the loan. Across the section, 54 areas are computed and the median acquisition tax on MX$3 million is MX$75,000.

In Campeche, homes bought with a mortgage were appraised at a median of MX$1,334,000 from January to June 2026: the 12th highest of the 32 entities, close to the national median of MX$1,299,580. The mean, MX$1,595,079, is 1.2 times the median, so the distribution is fairly even; the upper quartile bound is 1.8 times the lower one. In that picture, a MX$3 million purchase is above the upper quartile bound of MX$1,872,250, in the top quarter of mortgage-financed homes.

The SHF price index of Campeche rose +6.9% in a year, 0.4 points slower than Mexico's +7.3%: 22nd of 32 entities ranked. The 2025 SNIIV count is 1,823 home loans to individuals in Campeche, 2 per 1,000 residents of the 2020 census (median entity: 3.8), for an average of MX$1,014,766, 0.76 times the median appraisal. 8.6% of homes are rented there (2024), below the median entity's 14.4%, among the three lowest.

A buyer at the state median appraisal with 20% down borrows MX$1,067,200; at the Banco de México average of 11.31% over 20 years that is MX$11,242 a month, against MX$25,281 for the MX$3 million example of this page.

The figures

The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The share of rented homes is Payotte's weighted count on 2,194 sampled homes of Campeche in INEGI's ENIGH 2024, without a margin of error.

Municipalities of Campeche on Payotte

• Campeche+6.8%