In short
On a MX$3 million home in Durango, the acquisition tax is MX$111,679 (3.72% of the value) and the fee to record the deed MX$23,462, under its 2026 law. Appraisal values in Durango changed by +6.1% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.31% in August 2026 (Banco de México).
Calculate for Durango
The questions, answered
How much tax and recording fee on a MX$3 million home in Durango?
On a MX$3 million home in Durango, taxed on the highest of the cadastral value, the market value and the transaction value, the buyer pays property transfer tax (ISTD) MX$111,679, recording fee, Registro Público de la Propiedad MX$23,462: MX$135,141 in all under the 2026 laws read by Payotte, before notary fees.
How much tax and recording fee on a MX$8 million home in Durango?
On a MX$8 million home in Durango: property transfer tax (ISTD) MX$311,679, recording fee, Registro Público de la Propiedad MX$23,462, MX$335,141 in all, before notary fees.
Are home prices rising in Durango?
The SHF price index for Durango changed by +6.1% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).
What does a home cost in Durango?
From January to June 2026, homes bought with a mortgage in Durango were appraised at a median of MX$845,983 and a mean of MX$1,201,986; half of them were appraised between MX$696,826 and MX$1,309,000 (SHF). These are appraisal values, not sale prices.
What monthly payment on a MX$3 million home in Durango?
MX$2,400,000 borrowed (20% down) costs MX$25,281 a month over 20 years at 11.31% (Banco de México, August 2026); average CAT 13.78%.
How much tax when you sell a home in Durango?
Federal rules apply in Durango as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,199,266 at 15 October 2026 (art. 93-XIX-a).
How Durango compares
On a MX$3 million home the acquisition tax of Durango is MX$111,679 (3.72%), 48.9% above the MX$75,000 median of the 54 municipios computed; 7 charge more and 46 less.
The tax follows a marginal table (limits in pesos): MX$33,259 on MX$1 million, MX$111,679 on MX$3 million and MX$311,679 on MX$8 million. The effective rate climbs from 3.33% to 3.9% between the first and the last price.
Durango is the only municipio of Durango whose acquisition tax Payotte computes. The recording fee, MX$23,462 on MX$3 million, is set by the state and comes on top.
Tax and recording fee together take 4.5% of a MX$3 million price, MX$135,141, which is 5.3 monthly payments of MX$25,281 and 22.5% on top of the MX$600,000 down payment. On a home at the state median appraisal of MX$845,983 the same rules give MX$51,084, 6.04% of the price.
Ranked from the lightest to the heaviest of the 54 areas, Durango is 47th: just below it in the national ranking is Huatulco (Oaxaca) at MX$105,000 and just above it is Isla Mujeres (Quintana Roo) at MX$120,000. The lightest, Guanajuato, takes MX$24,144 on the same MX$3 million, so a buyer in Durango pays MX$87,535 more; the heaviest, Querétaro, takes MX$170,306, MX$58,627 more than Durango.
Beyond the three prices of this page, tax and fee reach MX$95,141 on MX$2 million, MX$215,141 on MX$5 million and MX$495,141 on MX$12 million. Between MX$3 million and MX$8 million, each extra peso of price carries 4 centavos of acquisition tax, more than the 3.72% average at MX$3 million. In the daily unit of account (UMA, MX$117 in 2026) the MX$3 million tax is 952 UMA and the recording fee 200.
In Durango, homes bought with a mortgage were appraised at a median of MX$845,983 from January to June 2026: the 31st highest of the 32 entities, 34.9% below the national median of MX$1,299,580. The mean, MX$1,201,986, is 1.42 times the median, a sign of a few very expensive appraisals pulling it up; the upper quartile bound is 1.9 times the lower one. In that picture, a MX$3 million purchase is above the upper quartile bound of MX$1,309,000, in the top quarter of mortgage-financed homes.
The SHF price index of Durango rose +6.1% in a year, 1.2 points slower than Mexico's +7.3%: 24th of 32 entities ranked. The 2025 SNIIV count is 6,826 home loans to individuals in Durango, 3.7 per 1,000 residents of the 2020 census (median entity: 3.8), for an average of MX$777,644, 0.92 times the median appraisal. 13.2% of homes are rented there (2024), below the median entity's 14.4%, 20th highest.
A buyer at the state median appraisal with 20% down borrows MX$676,786; at the Banco de México average of 11.31% over 20 years that is MX$7,129 a month, against MX$25,281 for the MX$3 million example of this page.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Durango: Acquisition tax on MX$1 million | MX$33,259 | median MX$21,588 | 47th of 54 lightest |
| Durango: Acquisition tax on MX$3 million | MX$111,679 | median MX$75,000 | 47th of 54 lightest |
| Durango: Acquisition tax on MX$8 million | MX$311,679 | median MX$232,239 | 45th of 54 lightest |
| Durango: Effective rate at MX$3 million | 3.72% | median 2.5% | 47th of 54 lightest |
| Durango: Effective rate at MX$1 and 8 million | 3.33% and 3.9% | gap 0.57 points | rising |
| Durango: Tax on MX$3 million in UMA | 952 UMA | MX$117 per UMA | 31.3 monthly UMA |
| Durango: Recording fee on MX$3 million | MX$23,462 | 0.78% of the price | 21% of the tax |
| Durango: Tax and fee on MX$3 million | MX$135,141 | 4.5% of the price | 52nd of 54 lightest |
| Durango: Tax and fee on MX$12 million | MX$495,141 | 4.13% of the price | 3.7 times the MX$3 million bill |
| SHF index, Durango | +6.1% | Mexico +7.3% | 29th of 36 |
The figures
| Measure | Value | Source |
|---|---|---|
| Property transfer tax (ISTD) on MX$3 million | MX$111,679 | Ley de Ingresos del Municipio de Durango 2026, art. 20 (decree 308, P.O. 101 Bis, 18 Dec. 2025) |
| Recording fee, Registro Público de la Propiedad on MX$3 million | MX$23,462 | Ley de Hacienda del Estado de Durango, art. 120-I (Decreto 304, P.O. 100, 14 Dec. 2025) |
| SHF price index, Durango, change over a year | +6.1% | SHF, Q2 2026 |
| SHF price index, Durango, change over a year | +6.1% | SHF, Q2 2026 |
| Median appraisal value, Durango (Jan.-June 2026) | MX$845,983 | SHF |
| Mean appraisal value, Durango (Jan.-June 2026) | MX$1,201,986 | SHF |
| Home loans to individuals, Durango, 2025 (new and existing homes) | 6,826 | SNIIV |
| Average amount of those loans | MX$777,644 | SNIIV |
| Share of homes rented, Durango (2024) | 13.2% | Payotte calculation, INEGI ENIGH 2024 |
| Average fixed-rate mortgage offer (Aug. 2026) | 11.31% | Banco de México, CF303 |
The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The share of rented homes is Payotte's weighted count on 2,762 sampled homes of Durango in INEGI's ENIGH 2024, without a margin of error.
Municipalities of Durango on Payotte
Sources
- Acquisition tax: Ley de Ingresos del Municipio de Durango 2026, art. 20 (decree 308, P.O. 101 Bis, 18 Dec. 2025); the calculator.
- Recording fee: Ley de Hacienda del Estado de Durango, art. 120-I (Decreto 304, P.O. 100, 14 Dec. 2025).
- Prices: Sociedad Hipotecaria Federal, Índice SHF de Precios de la Vivienda en México, second quarter of 2026 (press release 05/2026, 10 August 2026), consulted 2026-10-15 (data).
- Loans: SEDATU, Sistema Nacional de Información e Indicadores de Vivienda (SNIIV), open data « Financiamientos » 2025; Banco de México, SIE, Tasas de Interés de Crédito a los Hogares (CF303), Indicador del Costo de Créditos Hipotecarios, August 2026.
- Renting: INEGI, Encuesta Nacional de Ingresos y Gastos de los Hogares (ENIGH) 2024, housing microdata; share of rented homes computed by Payotte, no margin of error.