State

Buying a home in Tabasco: taxes, prices, loans

Acquisition tax not computed · recording fee of the state · SHF price index · Banco de México mortgage rates.

In short

In Tabasco, homes bought with a mortgage were appraised at a median of MX$1,077,788 from January to June 2026 (SHF). Appraisal values in Tabasco changed by +7.5% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.31% in August 2026 (Banco de México).

Calculate for Tabasco

Buying: in Tabasco the acquisition tax is set by each municipality. Payotte computes it on the pages of: Villahermosa. Mortgage calculator.

If you sell

Income tax on the sale

Federal rules, the same in every state: your tax residence decides.

Rule applied25% of the gross price, no deduction (LISR art. 160)
Income tax on the saleMX$750,000
Sale price after the taxMX$2,250,000

Default rule for a non-resident; the notary pays it at the signing. Option: 35% on the gain instead, computed with the resident rules (not computed here); it is cheaper when the gain is below about 71% of the price.

Main home only for the exemption; the 5% state payment and fees are excluded. How the tax on a sale works.

The questions, answered

How much acquisition tax on a MX$3 million home in Tabasco?

It depends on the municipality: on a MX$3 million home in Tabasco, MX$60,000 in Villahermosa, under the 2026 laws read by Payotte.

Are home prices rising in Tabasco?

The SHF price index for Tabasco changed by +7.5% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).

What does a home cost in Tabasco?

From January to June 2026, homes bought with a mortgage in Tabasco were appraised at a median of MX$1,077,788 and a mean of MX$1,487,379; half of them were appraised between MX$783,845 and MX$1,704,422 (SHF). These are appraisal values, not sale prices.

What monthly payment on a MX$3 million home in Tabasco?

MX$2,400,000 borrowed (20% down) costs MX$25,281 a month over 20 years at 11.31% (Banco de México, August 2026); average CAT 13.78%.

How much tax when you sell a home in Tabasco?

Federal rules apply in Tabasco as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,199,266 at 15 October 2026 (art. 93-XIX-a).

How Tabasco compares

Tabasco sets no single rate: the acquisition tax is municipal, and Payotte computes 1 of its municipios. On a MX$3 million home it runs from MX$60,000 in Villahermosa to MX$60,000 in Villahermosa; the spread is MX$0, 1 times the lowest. The median of all 54 areas computed is MX$75,000.

The recording fee of Tabasco depends on the state alone: MX$21,116 on MX$1 million, MX$21,116 on MX$3 million and MX$21,116 on MX$8 million, the same at every price, with a fixed part of MX$21,116.

In Tabasco, homes bought with a mortgage were appraised at a median of MX$1,077,788 from January to June 2026: the 26th highest of the 32 entities, 17.1% below the national median of MX$1,299,580. The mean, MX$1,487,379, is 1.38 times the median, a sign of a few very expensive appraisals pulling it up; the upper quartile bound is 2.2 times the lower one. In that picture, a MX$3 million purchase is above the upper quartile bound of MX$1,704,422, in the top quarter of mortgage-financed homes.

The SHF price index of Tabasco rose +7.5% in a year, 0.2 points faster than Mexico's +7.3%: 16th of 32 entities ranked. The 2025 SNIIV count is 3,681 home loans to individuals in Tabasco, 1.5 per 1,000 residents of the 2020 census (median entity: 3.8), for an average of MX$1,051,267, 0.98 times the median appraisal. 9.5% of homes are rented there (2024), below the median entity's 14.4%, 28th highest.

A buyer at the state median appraisal with 20% down borrows MX$862,230; at the Banco de México average of 11.31% over 20 years that is MX$9,082 a month, against MX$25,281 for the MX$3 million example of this page.

MeasureValueReferenceRank
Median appraisalMX$1,077,788Mexico MX$1,299,58026th of 32
Mean appraisalMX$1,487,379Mexico MX$1,960,03224th of 32
Quartiles of appraisalsMX$783,845 to MX$1,704,422Mexico MX$843,000 to MX$2,226,101ratio 2.17
SHF price index, one year+7.5%Mexico +7.3%16th of 32
Home loans to individuals, 20253,681average MX$1,051,26726th of 32
Loans per 1,000 residents1.5median entity 3.827th of 32
Residents, 2020 census2,402,5981.91% of Mexico20th of 32
Homes rented, 20249.5%median entity 14.4%28th of 32
Municipios computed11 listedfrom MX$60,000 to MX$60,000

The figures

MeasureValueSource
SHF price index, Tabasco, change over a year+7.5%SHF, Q2 2026
SHF price index, Tabasco, change over a year+7.5%SHF, Q2 2026
Median appraisal value, Tabasco (Jan.-June 2026)MX$1,077,788SHF
Mean appraisal value, Tabasco (Jan.-June 2026)MX$1,487,379SHF
Home loans to individuals, Tabasco, 2025 (new and existing homes)3,681SNIIV
Average amount of those loansMX$1,051,267SNIIV
Share of homes rented, Tabasco (2024)9.5%Payotte calculation, INEGI ENIGH 2024
Average fixed-rate mortgage offer (Aug. 2026)11.31%Banco de México, CF303

The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The share of rented homes is Payotte's weighted count on 2,261 sampled homes of Tabasco in INEGI's ENIGH 2024, without a margin of error.

Municipalities of Tabasco on Payotte

Sources