In short
On a MX$3 million home in Tlaxcala, the acquisition tax is MX$60,000 (2% of the value) and the fee to record the deed MX$1,760, under its 2026 law. Appraisal values in Tlaxcala changed by +4.6% over a year (SHF index, second quarter of 2026). The average fixed-rate mortgage offer was 11.31% in August 2026 (Banco de México).
Calculate for Tlaxcala
The questions, answered
How much tax and recording fee on a MX$3 million home in Tlaxcala?
On a MX$3 million home in Tlaxcala, taxed on the highest of the transfer price, the cadastral, commercial, operation and fiscal values, the buyer pays property transfer tax (ISTBI) MX$60,000, recording fee, Registro Público de la Propiedad MX$1,760: MX$61,760 in all under the 2026 laws read by Payotte, before notary fees.
How much tax and recording fee on a MX$8 million home in Tlaxcala?
On a MX$8 million home in Tlaxcala: property transfer tax (ISTBI) MX$160,000, recording fee, Registro Público de la Propiedad MX$2,933, MX$162,933 in all, before notary fees.
Are home prices rising in Tlaxcala?
The SHF price index for Tlaxcala changed by +4.6% between the second quarters of 2025 and 2026, against +7.3% for Mexico; it measures appraisal values of homes bought with a mortgage (Sociedad Hipotecaria Federal).
What does a home cost in Tlaxcala?
From January to June 2026, homes bought with a mortgage in Tlaxcala were appraised at a median of MX$937,000 and a mean of MX$1,168,987; half of them were appraised between MX$699,752 and MX$1,481,250 (SHF). These are appraisal values, not sale prices.
What monthly payment on a MX$3 million home in Tlaxcala?
MX$2,400,000 borrowed (20% down) costs MX$25,281 a month over 20 years at 11.31% (Banco de México, August 2026); average CAT 13.78%.
How much tax when you sell a home in Tlaxcala?
Federal rules apply in Tlaxcala as in every state: a seller who is not a Mexican tax resident pays by default 25% of the gross price (LISR art. 160), MX$750,000 on a MX$3 million sale, paid by the notary; a resident selling their own home is exempt up to 700,000 UDIS, about MX$6,199,266 at 15 October 2026 (art. 93-XIX-a).
How Tlaxcala compares
Tlaxcala charges MX$60,000 of acquisition tax (2%) on a MX$3 million home, 20% under the MX$75,000 median of the 54 municipios computed; 7 charge less and 37 more, 9 the same.
The law applies one rate, 2%, to the taxable base, so the tax grows in step with the price: MX$20,000 on MX$1 million, MX$60,000 on MX$3 million and MX$160,000 on MX$8 million. In Tlaxcala, a floor of 8 UMA, MX$938, applies whatever the price.
Tlaxcala is the only municipio of Tlaxcala whose acquisition tax Payotte computes. The recording fee, MX$1,760 on MX$3 million, is set by the state and comes on top.
Tax and recording fee together take 2.06% of a MX$3 million price, MX$61,760, which is 2.4 monthly payments of MX$25,281 and 10.3% on top of the MX$600,000 down payment. On a home at the state median appraisal of MX$937,000 the same rules give MX$20,500, 2.19% of the price.
Ranked from the lightest to the heaviest of the 54 areas, Tlaxcala is 8th: just below it in the national ranking is Morelia (Michoacán) at MX$57,431 and just above it is Bacalar (Quintana Roo) at MX$60,000. The lightest, Guanajuato, takes MX$24,144 on the same MX$3 million, so a buyer in Tlaxcala pays MX$35,856 more; the heaviest, Querétaro, takes MX$170,306, MX$110,306 more than Tlaxcala.
Beyond the three prices of this page, tax and fee reach MX$41,760 on MX$2 million, MX$102,933 on MX$5 million and MX$242,933 on MX$12 million. Between MX$3 million and MX$8 million, each extra peso of price carries 2 centavos of acquisition tax, the same as the average rate. In the daily unit of account (UMA, MX$117 in 2026) the MX$3 million tax is 511 UMA and the recording fee 15.
In Tlaxcala, homes bought with a mortgage were appraised at a median of MX$937,000 from January to June 2026: the 30th highest of the 32 entities, 27.9% below the national median of MX$1,299,580. The mean, MX$1,168,987, is 1.25 times the median, so the distribution is fairly even; the upper quartile bound is 2.1 times the lower one. In that picture, a MX$3 million purchase is above the upper quartile bound of MX$1,481,250, in the top quarter of mortgage-financed homes.
The SHF price index of Tlaxcala rose +4.6% in a year, 2.7 points slower than Mexico's +7.3%: 31st of 32 entities ranked. The 2025 SNIIV count is 1,743 home loans to individuals in Tlaxcala, 1.3 per 1,000 residents of the 2020 census (median entity: 3.8), for an average of MX$881,612, 0.94 times the median appraisal. 10.1% of homes are rented there (2024), below the median entity's 14.4%, 27th highest.
A buyer at the state median appraisal with 20% down borrows MX$749,600; at the Banco de México average of 11.31% over 20 years that is MX$7,896 a month, against MX$25,281 for the MX$3 million example of this page.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Tlaxcala: Acquisition tax on MX$1 million | MX$20,000 | median MX$21,588 | 15th of 54 lightest |
| Tlaxcala: Acquisition tax on MX$3 million | MX$60,000 | median MX$75,000 | 8th of 54 lightest |
| Tlaxcala: Acquisition tax on MX$8 million | MX$160,000 | median MX$232,239 | 6th of 54 lightest |
| Tlaxcala: Effective rate at MX$3 million | 2% | median 2.5% | 8th of 54 lightest |
| Tlaxcala: Effective rate at MX$1 and 8 million | 2% and 2% | gap 0 points | flat |
| Tlaxcala: Tax on MX$3 million in UMA | 511 UMA | MX$117 per UMA | 16.8 monthly UMA |
| Tlaxcala: Recording fee on MX$3 million | MX$1,760 | 0.06% of the price | 2.9% of the tax |
| Tlaxcala: Tax and fee on MX$3 million | MX$61,760 | 2.06% of the price | 8th of 54 lightest |
| Tlaxcala: Tax and fee on MX$12 million | MX$242,933 | 2.02% of the price | 3.9 times the MX$3 million bill |
| SHF index, Tlaxcala | +4.6% | Mexico +7.3% | 34th of 36 |
The figures
| Measure | Value | Source |
|---|---|---|
| Property transfer tax (ISTBI) on MX$3 million | MX$60,000 | Ley de Ingresos del Municipio de Tlaxcala 2026, art. 20 (Decreto 234, P.O. 24 Nov. 2025); Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 208-211 |
| Recording fee, Registro Público de la Propiedad on MX$3 million | MX$1,760 | Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 147-I (last reform 28 Nov. 2025) |
| SHF price index, Tlaxcala, change over a year | +4.6% | SHF, Q2 2026 |
| SHF price index, Tlaxcala, change over a year | +4.6% | SHF, Q2 2026 |
| Median appraisal value, Tlaxcala (Jan.-June 2026) | MX$937,000 | SHF |
| Mean appraisal value, Tlaxcala (Jan.-June 2026) | MX$1,168,987 | SHF |
| Home loans to individuals, Tlaxcala, 2025 (new and existing homes) | 1,743 | SNIIV |
| Average amount of those loans | MX$881,612 | SNIIV |
| Share of homes rented, Tlaxcala (2024) | 10.1% | Payotte calculation, INEGI ENIGH 2024 |
| Average fixed-rate mortgage offer (Aug. 2026) | 11.31% | Banco de México, CF303 |
The SHF publishes home prices in pesos by state only; for a municipality it publishes an index, not a price. The share of rented homes is Payotte's weighted count on 2,234 sampled homes of Tlaxcala in INEGI's ENIGH 2024, without a margin of error.
Municipalities of Tlaxcala on Payotte
Sources
- Acquisition tax: Ley de Ingresos del Municipio de Tlaxcala 2026, art. 20 (Decreto 234, P.O. 24 Nov. 2025); Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 208-211; the calculator.
- Recording fee: Código Financiero para el Estado de Tlaxcala y sus Municipios, art. 147-I (last reform 28 Nov. 2025).
- Prices: Sociedad Hipotecaria Federal, Índice SHF de Precios de la Vivienda en México, second quarter of 2026 (press release 05/2026, 10 August 2026), consulted 2026-10-15 (data).
- Loans: SEDATU, Sistema Nacional de Información e Indicadores de Vivienda (SNIIV), open data « Financiamientos » 2025; Banco de México, SIE, Tasas de Interés de Crédito a los Hogares (CF303), Indicador del Costo de Créditos Hipotecarios, August 2026.
- Renting: INEGI, Encuesta Nacional de Ingresos y Gastos de los Hogares (ENIGH) 2024, housing microdata; share of rented homes computed by Payotte, no margin of error.