Region

Buying a home in Cantabria: transfer tax and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Cantabria, transfer tax and land registry fees come to €27,201 (9% tax at the general rate). Homes were appraised at €2,122/m² on average in Q2 2026 (+14.6% over a year); the INE index rose 13.5%.

Calculate for Cantabria

If you buy

Taxes, land registry and loan in Cantabria

General rates of Cantabria. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€27,000 (9%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€27,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Cantabria?

At the general rate of Cantabria (9%), €300,000 bought in Cantabria pays €27,000 of transfer tax (ITP) and €201 of land registry fees: €27,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

And on a new home in Cantabria?

Bought from the developer, the same €300,000 carries VAT at 10% (€30,000) instead of transfer tax, plus AJD of €4,500 and land registry fees of €201: €34,701 in all.

Are home prices rising in Cantabria?

Yes: the INE house price index for Cantabria changed by +13.5% over a year in Q2 2026 (Spain: 12.2%), and the ministry's average appraised value in Cantabria reached €2,122/m², +14.6% over a year.

How much tax when you sell a home in Cantabria?

The income tax on the gain is national: 19% for a non-resident (IRNR), the savings scale of 19% to 30% for a resident. On a gain of €80,000 that is €15,200 or €17,280.

Reading the numbers for Cantabria

Cantabria is 8th of the 19 regions by appraised value: €2,122/m², 10% below the Spanish average of €2,355/m².

Prices moved +14.6% on the ministry's appraisals and +13.5% on the INE index, which puts Cantabria 9th of 19 on the index, 1.3 points faster than Spain (+12.2%).

Payotte covers one city here, Santander, appraised at €2,662/m².

Resale: In Cantabria, transfer tax (ITP) on a resale home is 9%, on the higher of the price and the Catastro reference value: €27,000 on €300,000, €27,201 with land registry fees.

New build: In Cantabria, a new home bought from the developer pays VAT at 10% and stamp duty on the deed (AJD) of 1.5%: €34,701 with land registry fees on €300,000.

Young buyers: Cantabria taxes a main home bought by a buyer under 40 at 4% on the first €300,000 of value, with the 9% general rate on any excess.

Large families: Cantabria taxes a large family's purchase at 4% on the first €300,000 of value, against a general rate of 9%.

Stressed market areas: No stressed housing market area declaration for Cantabria was found in the BOE quarterly resolutions published up to 15 October 2026.

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€27,000Decreto Legislativo 62/2008, art. 9.1.A)
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Cantabria, appraised value, Q2 2026€2,122/m²Ministry (+14.6% a year)
Cantabria, INE house price index, change over a year+13.5%INE, Q2 2026

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Cities of Cantabria on Payotte

Sources