Region

Buying a home in Galicia: transfer tax and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Galicia, transfer tax and land registry fees come to €24,201 (8% tax at the general rate). Homes were appraised at €1,657/m² on average in Q2 2026 (+11.2% over a year); the INE index rose 12.9%.

Calculate for Galicia

If you buy

Taxes, land registry and loan in Galicia

General rates of Galicia. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€24,000 (8%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€24,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Galicia?

At the general rate of Galicia (8%), €300,000 bought in Galicia pays €24,000 of transfer tax (ITP) and €201 of land registry fees: €24,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

And on a new home in Galicia?

Bought from the developer, the same €300,000 carries VAT at 10% (€30,000) instead of transfer tax, plus AJD of €4,500 and land registry fees of €201: €34,701 in all.

Are home prices rising in Galicia?

Yes: the INE house price index for Galicia changed by +12.9% over a year in Q2 2026 (Spain: 12.2%), and the ministry's average appraised value in Galicia reached €1,657/m², +11.2% over a year.

How much tax when you sell a home in Galicia?

The income tax on the gain is national: 19% for a non-resident (IRNR), the savings scale of 19% to 30% for a resident. On a gain of €80,000 that is €15,200 or €17,280.

Reading the numbers for Galicia

Galicia is 14th of the 19 regions by appraised value: €1,657/m², 30% below the Spanish average of €2,355/m².

Prices moved +11.2% on the ministry's appraisals and +12.9% on the INE index, which puts Galicia 12th of 19 on the index, in step with Spain (+12.2%).

Payotte covers two cities here. They run from €2,346/m² in Vigo to €2,775/m² in A Coruña, a spread of €429/m²; even the cheapest is above the regional average.

Resale: In Galicia, transfer tax (ITP) on a resale home is 8%, on the higher of the price and the Catastro reference value: €24,000 on €300,000, €24,201 with land registry fees.

New build: In Galicia, a new home bought from the developer pays VAT at 10% and stamp duty on the deed (AJD) of 1.5%: €34,701 with land registry fees on €300,000.

Young buyers: Galicia taxes a main home bought by a buyer under 36 at 3% instead of the general 8%.

Large families: Galicia taxes a large family's main home at 3% instead of the general 8%, when the price and the family's assets do not exceed €400,000 plus €50,000 per member above the minimum for large-family status.

Stressed market areas: Galicia has declared stressed areas in A Coruña (2025) and Santiago de Compostela (second quarter 2026, BOE-A-2026-16532).

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€24,000Decreto Legislativo 1/2011, art. 14.Uno.1
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Galicia, appraised value, Q2 2026€1,657/m²Ministry (+11.2% a year)
Galicia, INE house price index, change over a year+12.9%INE, Q2 2026

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Cities of Galicia on Payotte

Sources