Scotland

House prices in City of Edinburgh: July 2026 and purchase tax

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 11,001 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in City of Edinburgh was £303,965, +4% over twelve months (55% above the Scotland average). At that price, a home mover pays £4,798 in Land and Buildings Transaction Tax.

Calculate for City of Edinburgh

If you buy

Land and Buildings Transaction Tax in City of Edinburgh

Rates of Revenue Scotland, set at the average price in City of Edinburgh (July 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Land and Buildings Transaction Tax£4,798
Share of the price1.58%
Return and payment30 days

Residential purchase by an individual. The Registers of Scotland registration fee is not computed. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£110,860
Taxable after the £3,000 allowance£107,860
Rate24%
Capital Gains Tax£25,886

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027). The 18% and 24% rates are set by UK law (TCGA 1992, sections 1H and 1I) and apply in Scotland too; the £37,700 band is the one HMRC publishes: if you pay Scottish Income Tax, check your band with HMRC.

Default example: bought at the average price in City of Edinburgh in July 2016 (£193,105), sold at the July 2026 average (£303,965), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

The questions, answered

What is the average house price in City of Edinburgh?

The average price of a home in City of Edinburgh was £303,965 in July 2026, +4% over twelve months (UK House Price Index).

How much does a flat or a house cost in City of Edinburgh?

In July 2026, the average price in City of Edinburgh was £705,469 for a detached house, £460,502 for a semi-detached house, £384,727 for a terraced house, £246,563 for a flat (UK House Price Index).

What do first-time buyers pay in City of Edinburgh?

First-time buyers paid £254,542 on average in City of Edinburgh in July 2026, against £303,965 for all buyers (UK House Price Index).

Have house prices gone up in City of Edinburgh?

The average price in City of Edinburgh went from £193,105 in July 2016 to £303,965 in July 2026, a change of +57.4%; +4% over the last twelve months (UK House Price Index).

How much Land and Buildings Transaction Tax on an average-priced home in City of Edinburgh?

On £303,965, Land and Buildings Transaction Tax (LBTT) comes to £4,798 for a home mover, £4,198 for a first-time buyer and £29,115 for an additional property, at the rates in force in Scotland.

How much tax when you sell a home in City of Edinburgh?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax, at the same rates in all four nations: 24% for a higher or additional rate taxpayer and 18% for a basic rate taxpayer on the part of the gain within the basic Income Tax band, on the gain above the £3,000 tax-free allowance (2026 to 2027). Bought at the average price in City of Edinburgh in July 2016 (£193,105) and sold at the July 2026 average (£303,965), the gain of £110,860 costs a higher rate taxpayer £25,886, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

How many homes sell in City of Edinburgh?

11,001 sales in City of Edinburgh were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Is City of Edinburgh expensive?

City of Edinburgh ranks 5th of the 20 areas Payotte covers for the average price in July 2026, from £479,736 in Buckinghamshire to £140,447 in County Durham.

Prices by property type, July 2026

TypeAverage priceScotland
Detached£705,469£362,765
Semi-detached£460,502£225,166
Terraced£384,727£182,762
Flat or maisonette£246,563£136,950
All types£303,965£196,349
First-time buyers£254,542£160,341

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£193,105—
2017£207,434+7.4%
2018£222,173+7.1%
2019£232,829+4.8%
2020£247,497+6.3%
2021£263,383+6.4%
2022£277,331+5.3%
2023£275,868-0.5%
2024£276,308+0.2%
2025£292,340+5.8%
2026£303,965+4%

Sources