In short
The median value of owner-occupied homes is $254,400 in Missouri and $214,500 in the city of St. Louis, against $360,600 nationwide (Census ACS 2024). On the FHFA index, Missouri prices up 3.8% and St. Louis metro area prices up 4.2% from Q2 2025 to Q2 2026.
What it costs: median value in 2024
| Area | Median value, 2024 | Margin of error (90%) |
|---|---|---|
| United States | $360,600 | ±$618 |
| Missouri | $254,400 | ±$2,059 |
| St. Louis, MO-IL metro area | $268,300 | ±$3,432 |
| St. Louis County | $300,800 | ±$8,529 |
| City of St. Louis | $214,500 | ±$13,575 |
Source: Census ACS 2024, table B25077; owners’ own estimates, not sale prices.
Three points stand out:
- The Missouri median is $106,200 below the national median.
- The city of St. Louis sits $39,900 below the Missouri median and $53,800 below the metro median. It is also $86,300 below neighboring St. Louis County. The city is an independent city, separate from the county, and the Census Bureau reports it as its own county-level area with the same figure as the city.
- The margin of error for the city (±$13,575) is much wider than for the state, because the sample is smaller. The true city median is very likely between about $200,900 and $228,100.
How prices have moved: the FHFA index
| Area | 1-year change (Q2 2025 to Q2 2026) | 5-year change (Q2 2021 to Q2 2026) |
|---|---|---|
| United States | +2.1% | +33.4% |
| Missouri | +3.8% | +38.2% |
| St. Louis, MO-IL metro area | +4.2% | +36.0% |
Source: FHFA HPI, purchase-only, Q2 2026 (release of August 25, 2026); changes by Payotte.
Missouri and St. Louis prices rose faster than the national index over the past year, and over five years they gained about 36% to 38%, a little more than the nation’s 33.4%. The index describes the whole metro area, which includes parts of Illinois, not only the city.
A worked example
A St. Louis-area home worth $215,000 in Q2 2021 would be about $292,400 in Q2 2026 on the metro index index (+36.0%); over the last year alone it would gain about $11,900 (+4.2%). One home can differ widely.
How to use these figures when buying
Related: Missouri closing costs guide, buying a home in St. Louis and Missouri first-time buyer programs.
Method and dataset
ACS median value. ACS 1-Year 2024, table B25077. Geographies: United States (0100000US), Missouri (0400000US29), St. Louis, MO-IL metro area (310M700US41180), St. Louis County (0500000US29189), St. Louis city (1600000US2965000; the county-level geography 0500000US29510 returns the same figures). Values were read on data.census.gov on October 13, 2026.
FHFA index. FHFA HPI (purchase-only, seasonally adjusted), state series (Missouri), metro series (St. Louis, MO-IL, code 41180) and U.S. series. Index values used: Missouri 394.51 (Q2 2025), 296.27 (Q2 2021) and 409.34 (Q2 2026); St. Louis 366.68, 281.07 and 382.26; United States 426.58, 326.58 and 435.69.
Frequently asked questions
What is the median home value in Missouri?
Missouri’s 2024 ACS median home value is $254,400 (±$2,059), against $360,600 for the nation: owners’ own estimates, not sale prices.
What is the median home value in St. Louis?
For the city of St. Louis, the 2024 ACS median value is $214,500 (±$13,575). St. Louis County is at $300,800 and the St. Louis, MO-IL metro area at $268,300.
Are Missouri home prices going up or down?
FHFA’s purchase-only index shows Missouri prices rose 3.8% over the year to Q2 2026, and the St. Louis metro area rose 4.2%. Over five years, they rose 38.2% and 36.0%.
How Missouri compares with the other States
Missouri ranks 38th of 50 for median home value ($254,400), 29% below the national $360,600.
The States closest in median value are Michigan ($254,200) and Nebraska ($263,100). The range runs from $170,800 in West Virginia to $875,900 in Hawaii; Missouri is $85,100 below the middle of that ranking (Wyoming).
On the FHFA index, Missouri prices rose 3.8% over the year to the second quarter of 2026, which places the State 14th of 50, 1.7 points ahead of the national +2.1%. Over five years the gain is +38.2% (20th of 50; nation +33.4%).
The two measures diverge: Missouri is among the cheapest States by median value, yet its prices rose faster than most over the past year.
Over five years, Missouri's +38.2% annualises to +6.7% a year (nation +5.9%). The latest year (+3.8%) is 2.9 points under that average, a slower pace than the five-year average.
St. Louis, the main city, has a median of $214,500, 43rd of the 49 main cities Payotte covers. That is 16% below the Missouri median, a discount that ranks 41st of 49.
The one-year FHFA change runs from -1.2% in New Mexico to +8.3% in Alaska. Missouri (+3.8%) is 4.5 points below the top and 5 above the bottom; Michigan (+3.8%) and Pennsylvania (+3.9%) are the nearest to it.
For scale, 20% of the Missouri median is $50,880, against $72,120 at the national median.
Compare with the other states: Median home price by state.
More Missouri guides
- Closing costs in Missouri: what buyers and sellers pay
- Real estate transfer tax in Missouri: none, and why
- Property tax in Missouri: rates, assessment and tax credits
- What must a home seller disclose in Missouri?
- Do you need a real estate attorney to close in Missouri?
- How does foreclosure work in Missouri, and how long does it take?
- First-time home buyer programs in Missouri and St. Louis
- How to verify a real estate license in Missouri
Sources
- Census Bureau, ACS 1-Year 2024, table B25077 (consulted October 13, 2026)
- Census Bureau, 2025 ACS release schedule (consulted October 13, 2026)
- FHFA news release, August 25, 2026 (consulted October 13, 2026)
- FHFA HPI datasets (quarterly, purchase-only) (consulted October 13, 2026)