City · Santa Catarina

Buying a home in Balneário Camboriú: ITBI, fees, loan

Notary and registry fees from the state's 2026 table where read · loan at the Banco Central average rate · census figures

In short

Payotte does not compute the full purchase costs in Balneário Camboriú (Santa Catarina): a rate or a fee table could not be read at an official source. 46.1% of occupied homes were rented in the 2022 Census.

Calculate for Balneário Camboriú

If you buy

ITBI, deed, registration and loan in Balneário Camboriú

ITBI from the law of Balneário Camboriú where Payotte read it, notary and registry fees from the Santa Catarina 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)not read
ITBI transfer taxnot computed
Notary deed (escritura)not computed
Registration at the property registrynot computed
Total of the lines abovenot computed
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the city's ITBI rate could not be read at an official source; the state's 2026 fee table could not be read.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Balneário Camboriú?

Payotte does not compute the purchase costs of a R$ 500 thousand home in Balneário Camboriú: the city's ITBI rate could not be read at an official source; the state's 2026 fee table could not be read. Payotte publishes no amount it has not read at the source; ask the city's finance department and the notary.

What is the ITBI rate in Balneário Camboriú?

Payotte could not read Balneário Camboriú's ITBI law or the city's finance department page (the official site refused the connection or the text could not be found), so it publishes no rate: ask the city before signing.

What monthly payment on a R$ 500 thousand home in Balneário Camboriú?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Balneário Camboriú than in Brazil as a whole?

In the 2022 Census, 46.1% of the 57,954 occupied homes in Balneário Camboriú were rented and 49.7% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Balneário Camboriú?

Balneário Camboriú had 139,155 residents in the 2022 Census, and 154,525 in the IBGE estimate for 2026.

How Balneário Camboriú compares

Balneário Camboriú ranks 45th by population among the 55 cities on Payotte, with 139,155 residents in the 2022 Census, 1.8% of Santa Catarina's 7,610,361. The IBGE estimate for 2026, 154,525, is 11% above the census: faster than Santa Catarina as a whole (9.2%), 9th of 55 cities, against 5.5% for Brazil. The census counts 2.4 residents per occupied home, fewer than the 2.71 of Santa Catarina.

46.1% of the 57,954 occupied homes of Balneário Camboriú were rented in 2022, well above the 22.2% national share, and 19.8 points above Santa Catarina (26.3%); 49.7% were owned by a resident. That is the 1st highest rental share of 55 cities.

Payotte could not read the ITBI rate of Balneário Camboriú, so it adds no tax line to the purchase costs. In Santa Catarina it did read Florianópolis (2%), Itajaí (2%) and Joinville (2%), but ITBI is set city by city. Across the 41 cities with a rate read, the median is 2%.

By population the closest cities on Payotte are Ipojuca (98,932 residents, 24.1% of homes rented, ITBI 2%) and Angra dos Reis (167,434 residents, 27.2% of homes rented, ITBI 2%). In the Sul region, which has 10 of the 55 cities, Balneário Camboriú has the 1st highest share of rented homes. Its 2.4 residents per occupied home rank 54th of 55, among the least crowded. The capital of Santa Catarina, Florianópolis, has 3.9 times as many residents.

MeasureValueReferenceRank
Balneário Camboriú: residents, 2022 Census139,155median city 616,31745th of 55
Balneário Camboriú: share of Santa Catarina's residents1.8%7,610,361 in the state4th of 5 in the state
Balneário Camboriú: estimate for 2026 against the census+11%Santa Catarina +9.2%9th of 55
Balneário Camboriú: occupied homes, 202257,954Santa Catarina 2,808,48545th of 55
Balneário Camboriú: residents per occupied home2.4Santa Catarina 2.7154th of 55
Balneário Camboriú: homes rented46.1%Brazil 22.2%, Santa Catarina 26.3%1st of 55
Balneário Camboriú: homes owned by a resident49.7%Santa Catarina 69.4%55th of 55
Balneário Camboriú: ITBI ratenot read41 of 55 cities read, median 2%3 read in Santa Catarina

Notary and registry fees, the median financed home and the construction cost of Santa Catarina are on its state page.

The figures

MeasureValueSource
Population, 2022 Census139,155IBGE
Population estimate, 2026154,525IBGE
Occupied homes rented, 2022 Census46.1%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Santa Catarina

Sources