City · Distrito Federal

Buying a home in Brasília: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Brasília (Distrito Federal), the ITBI transfer tax, the notary deed and the registration come to R$ 13,690. The city's ITBI rate is 2%. 33.2% of occupied homes were rented in the 2022 Census.

Calculate for Brasília

If you buy

ITBI, deed, registration and loan in Brasília

ITBI from the law of Brasília where Payotte read it, notary and registry fees from the Distrito Federal 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)2%
ITBI transfer taxR$ 10,000
Notary deed (escritura)R$ 2,372
Registration at the property registryR$ 1,318
Total of the lines aboveR$ 13,690
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Brasília?

On a R$ 500 thousand home in Brasília (Distrito Federal), ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 2,372, registration at the property registry R$ 1,318: R$ 13,690 in all, from the rates and fee tables read on 15 October 2026.

How much are the purchase costs on a R$ 1 million home in Brasília?

On a R$ 1 million home in Brasília (Distrito Federal): ITBI transfer tax (2%) R$ 20,000, notary deed (escritura) R$ 2,548, registration at the property registry R$ 1,669, R$ 24,217 in all.

What is the ITBI rate in Brasília?

Brasília charges ITBI at 2% of the value of the transfer (Lei nº 3.830/2006 art. 9 (wording by Lei nº 7.635/2024, effects from 2025-01-01); Decreto nº 27.576/2006 arts. 5, 6, 9, 12); the same law sets a reduced rate of 1% for some purchases it defines (see the purchase costs calculator).

What monthly payment on a R$ 500 thousand home in Brasília?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Brasília than in Brazil as a whole?

In the 2022 Census, 33.2% of the 988,175 occupied homes in Brasília were rented and 58.7% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Brasília?

Brasília had 2,817,381 residents in the 2022 Census, and 3,009,996 in the IBGE estimate for 2026.

How Brasília compares

Brasília is the 3rd most populous of the 55 cities on Payotte, with 2,817,381 residents in the 2022 Census, 100%, more than half, of Distrito Federal's. The IBGE estimate for 2026, 3,009,996, is 6.8% above the census: in line with Distrito Federal as a whole (6.8%), 25th of 55 cities, against 5.5% for Brazil. The census counts 2.85 residents per occupied home, about as many than the 2.85 of Distrito Federal.

33.2% of the 988,175 occupied homes of Brasília were rented in 2022, well above the 22.2% national share, and equal to Distrito Federal (33.2%); 58.7% were owned by a resident. That is the 8th highest rental share of 55 cities.

Brasília charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 1% for some purchases it defines, which the calculator does not apply.

By population the closest cities on Payotte are Fortaleza (2,428,708 residents, 30.3% of homes rented, ITBI 4%) and Rio de Janeiro (6,211,223 residents, 27.9% of homes rented). In the Centro-Oeste region, which has 4 of the 55 cities, Brasília has the 2nd highest share of rented homes. Its 2.85 residents per occupied home rank 14th of 55, in the middle of the field.

MeasureValueReferenceRank
Brasília: residents, 2022 Census2,817,381median city 616,3173rd of 55
Brasília: share of Distrito Federal's residents100%2,817,381 in the state1st of 1 in the state
Brasília: estimate for 2026 against the census+6.8%Distrito Federal +6.8%25th of 55
Brasília: occupied homes, 2022988,175Distrito Federal 988,1753rd of 55
Brasília: residents per occupied home2.85Distrito Federal 2.8514th of 55
Brasília: homes rented33.2%Brazil 22.2%, Distrito Federal 33.2%8th of 55
Brasília: homes owned by a resident58.7%Distrito Federal 58.7%53rd of 55
Brasília: ITBI rate2%median of 41 cities 2%14th of 41
Brasília: ITBI on R$ 500 thousandR$ 10,000at the median rate R$ 10,000+R$ 0
Brasília: ITBI on R$ 1 millionR$ 20,000at the median rate R$ 20,000+R$ 0
Brasília: all computed lines on R$ 500 thousandR$ 13,6902.74% of the priceR$ 24,217 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Distrito Federal are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (2%), Brasília, on R$ 500 thousandR$ 10,000Lei nº 3.830/2006 art. 9 (wording by Lei nº 7.635/2024, effects from 2025-01-01); Decreto nº 27.576/2006 arts. 5, 6, 9, 12
Notary deed (escritura), Brasília, on R$ 500 thousandR$ 2,372Distrito Federal 2026 fee table
Registration at the property registry, Brasília, on R$ 500 thousandR$ 1,318Distrito Federal 2026 fee table
Population, 2022 Census2,817,381IBGE
Population estimate, 20263,009,996IBGE
Occupied homes rented, 2022 Census33.2%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Distrito Federal

Sources