City · Mato Grosso do Sul

Buying a home in Campo Grande: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Campo Grande (Mato Grosso do Sul), the ITBI transfer tax, the notary deed and the registration come to at least R$ 22,338. The city's ITBI rate is 2%. 24.7% of occupied homes were rented in the 2022 Census.

Calculate for Campo Grande

If you buy

ITBI, deed, registration and loan in Campo Grande

ITBI from the law of Campo Grande where Payotte read it, notary and registry fees from the Mato Grosso do Sul 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)2%
ITBI transfer taxR$ 10,000
Notary deed (escritura)R$ 8,219
Registration at the property registryR$ 4,119
Total of the lines aboveat least R$ 22,338
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the state's table gives the fees before state taxes and funds.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Campo Grande?

On a R$ 500 thousand home in Campo Grande (Mato Grosso do Sul), ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 8,219, registration at the property registry R$ 4,119: at least R$ 22,338 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).

How much are the purchase costs on a R$ 1 million home in Campo Grande?

On a R$ 1 million home in Campo Grande (Mato Grosso do Sul): ITBI transfer tax (2%) R$ 20,000, notary deed (escritura) R$ 8,843, registration at the property registry R$ 4,421, at least R$ 33,263 in all.

What is the ITBI rate in Campo Grande?

Campo Grande charges ITBI at 2% of the value of the transfer (Lei nº 2.592/1989 (institutes ITBI; article of the rate not stated on the pages read); installments arts. 12 to 12-F); the same law sets a reduced rate of 0.5% for some purchases it defines (see the purchase costs calculator).

What monthly payment on a R$ 500 thousand home in Campo Grande?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Campo Grande than in Brazil as a whole?

In the 2022 Census, 24.7% of the 325,824 occupied homes in Campo Grande were rented and 67.7% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Campo Grande?

Campo Grande had 898,100 residents in the 2022 Census, and 970,843 in the IBGE estimate for 2026.

How Campo Grande compares

Campo Grande ranks 17th by population among the 55 cities on Payotte, with 898,100 residents in the 2022 Census, 32.6% of Mato Grosso do Sul's 2,757,013. The IBGE estimate for 2026, 970,843, is 8.1% above the census: faster than Mato Grosso do Sul as a whole (6.9%), 18th of 55 cities, against 5.5% for Brazil. The census counts 2.76 residents per occupied home, fewer than the 2.81 of Mato Grosso do Sul.

24.7% of the 325,824 occupied homes of Campo Grande were rented in 2022, well above the 22.2% national share, and 0.2 points above Mato Grosso do Sul (24.5%); 67.7% were owned by a resident. That is the 42nd highest rental share of 55 cities.

Campo Grande charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 0.5% for some purchases it defines, which the calculator does not apply.

By population the closest cities on Payotte are Teresina (866,300 residents, 16.4% of homes rented, ITBI 2%) and Maceió (957,916 residents, 30.6% of homes rented, ITBI 2%). In the Centro-Oeste region, which has 4 of the 55 cities, Campo Grande has the 4th highest share of rented homes. Its 2.76 residents per occupied home rank 29th of 55, in the middle of the field.

MeasureValueReferenceRank
Campo Grande: residents, 2022 Census898,100median city 616,31717th of 55
Campo Grande: share of Mato Grosso do Sul's residents32.6%2,757,013 in the state1st of 1 in the state
Campo Grande: estimate for 2026 against the census+8.1%Mato Grosso do Sul +6.9%18th of 55
Campo Grande: occupied homes, 2022325,824Mato Grosso do Sul 979,57517th of 55
Campo Grande: residents per occupied home2.76Mato Grosso do Sul 2.8129th of 55
Campo Grande: homes rented24.7%Brazil 22.2%, Mato Grosso do Sul 24.5%42nd of 55
Campo Grande: homes owned by a resident67.7%Mato Grosso do Sul 65.4%24th of 55
Campo Grande: ITBI rate2%median of 41 cities 2%14th of 41
Campo Grande: ITBI on R$ 500 thousandR$ 10,000at the median rate R$ 10,000+R$ 0
Campo Grande: ITBI on R$ 1 millionR$ 20,000at the median rate R$ 20,000+R$ 0
Campo Grande: all computed lines on R$ 500 thousandat least R$ 22,3384.47% of the priceR$ 33,263 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Mato Grosso do Sul are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (2%), Campo Grande, on R$ 500 thousandR$ 10,000Lei nº 2.592/1989 (institutes ITBI; article of the rate not stated on the pages read); installments arts. 12 to 12-F
Notary deed (escritura), Campo Grande, on R$ 500 thousandR$ 8,219Mato Grosso do Sul 2026 fee table
Registration at the property registry, Campo Grande, on R$ 500 thousandR$ 4,119Mato Grosso do Sul 2026 fee table
Population, 2022 Census898,100IBGE
Population estimate, 2026970,843IBGE
Occupied homes rented, 2022 Census24.7%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Mato Grosso do Sul

Sources