City · Goiás

Buying a home in Goiânia: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Goiânia (Goiás), the ITBI transfer tax, the notary deed and the registration come to at least R$ 19,735. The city's ITBI rate is 2%. 34.3% of occupied homes were rented in the 2022 Census.

Calculate for Goiânia

If you buy

ITBI, deed, registration and loan in Goiânia

ITBI from the law of Goiânia where Payotte read it, notary and registry fees from the Goiás 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)2%
ITBI transfer taxR$ 10,000
Notary deed (escritura)R$ 5,680
Registration at the property registryR$ 4,055
Total of the lines aboveat least R$ 19,735
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the state's table gives the fees before state taxes and funds.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Goiânia?

On a R$ 500 thousand home in Goiânia (Goiás), ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 5,680, registration at the property registry R$ 4,055: at least R$ 19,735 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).

How much are the purchase costs on a R$ 1 million home in Goiânia?

On a R$ 1 million home in Goiânia (Goiás): ITBI transfer tax (2%) R$ 20,000, notary deed (escritura) R$ 6,063, registration at the property registry R$ 5,832, at least R$ 31,894 in all.

What is the ITBI rate in Goiânia?

Goiânia charges ITBI at 2% of the value of the transfer (Lei Complementar nº 344/2021 (Código Tributário Municipal), art. 203).

What monthly payment on a R$ 500 thousand home in Goiânia?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Goiânia than in Brazil as a whole?

In the 2022 Census, 34.3% of the 549,614 occupied homes in Goiânia were rented and 59.6% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Goiânia?

Goiânia had 1,437,366 residents in the 2022 Census, and 1,511,709 in the IBGE estimate for 2026.

How Goiânia compares

Goiânia ranks 10th by population among the 55 cities on Payotte, with 1,437,366 residents in the 2022 Census, 20.4% of Goiás's 7,056,495. The IBGE estimate for 2026, 1,511,709, is 5.2% above the census: slower than Goiás as a whole (6.2%), 34th of 55 cities, against 5.5% for Brazil. The census counts 2.62 residents per occupied home, fewer than the 2.74 of Goiás.

34.3% of the 549,614 occupied homes of Goiânia were rented in 2022, well above the 22.2% national share, and 6.6 points above Goiás (27.7%); 59.6% were owned by a resident. That is the 6th highest rental share of 55 cities.

Goiânia charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million.

By population the closest cities on Payotte are Porto Alegre (1,332,845 residents, 20.8% of homes rented, ITBI 3%) and Recife (1,488,920 residents, 26.6% of homes rented, ITBI 3%). In the Centro-Oeste region, which has 4 of the 55 cities, Goiânia has the 1st highest share of rented homes. Its 2.62 residents per occupied home rank 44th of 55, in the middle of the field.

MeasureValueReferenceRank
Goiânia: residents, 2022 Census1,437,366median city 616,31710th of 55
Goiânia: share of Goiás's residents20.4%7,056,495 in the state1st of 1 in the state
Goiânia: estimate for 2026 against the census+5.2%Goiás +6.2%34th of 55
Goiânia: occupied homes, 2022549,614Goiás 2,573,36010th of 55
Goiânia: residents per occupied home2.62Goiás 2.7444th of 55
Goiânia: homes rented34.3%Brazil 22.2%, Goiás 27.7%6th of 55
Goiânia: homes owned by a resident59.6%Goiás 64.4%50th of 55
Goiânia: ITBI rate2%median of 41 cities 2%14th of 41
Goiânia: ITBI on R$ 500 thousandR$ 10,000at the median rate R$ 10,000+R$ 0
Goiânia: ITBI on R$ 1 millionR$ 20,000at the median rate R$ 20,000+R$ 0
Goiânia: all computed lines on R$ 500 thousandat least R$ 19,7353.95% of the priceR$ 31,894 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Goiás are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (2%), Goiânia, on R$ 500 thousandR$ 10,000Lei Complementar nº 344/2021 (Código Tributário Municipal), art. 203
Notary deed (escritura), Goiânia, on R$ 500 thousandR$ 5,680Goiás 2026 fee table
Registration at the property registry, Goiânia, on R$ 500 thousandR$ 4,055Goiás 2026 fee table
Population, 2022 Census1,437,366IBGE
Population estimate, 20261,511,709IBGE
Occupied homes rented, 2022 Census34.3%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Goiás

Sources