In short
On a R$ 500 thousand home in Ipojuca (Pernambuco), the ITBI transfer tax, the notary deed and the registration come to at least R$ 21,807. The city's ITBI rate is 2%. 24.1% of occupied homes were rented in the 2022 Census.
Calculate for Ipojuca
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Ipojuca?
On a R$ 500 thousand home in Ipojuca (Pernambuco), ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 7,084, registration at the property registry R$ 4,723: at least R$ 21,807 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).
How much are the purchase costs on a R$ 1 million home in Ipojuca?
On a R$ 1 million home in Ipojuca (Pernambuco): ITBI transfer tax (2%) R$ 20,000, notary deed (escritura) R$ 7,084, registration at the property registry R$ 4,723, at least R$ 31,807 in all.
What is the ITBI rate in Ipojuca?
Ipojuca charges ITBI at 2% of the value of the transfer (Lei 1.181/1998 (Tax Code), arts. 93-94); the same law sets a reduced rate of 1% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Ipojuca?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Ipojuca than in Brazil as a whole?
In the 2022 Census, 24.1% of the 33,194 occupied homes in Ipojuca were rented and 69.3% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Ipojuca?
Ipojuca had 98,932 residents in the 2022 Census, and 107,370 in the IBGE estimate for 2026.
How Ipojuca compares
Ipojuca ranks 46th by population among the 55 cities on Payotte, with 98,932 residents in the 2022 Census, 1.1% of Pernambuco's 9,058,931. The IBGE estimate for 2026, 107,370, is 8.5% above the census: faster than Pernambuco as a whole (5.8%), 15th of 55 cities, against 5.5% for Brazil. The census counts 2.98 residents per occupied home, more than the 2.84 of Pernambuco.
24.1% of the 33,194 occupied homes of Ipojuca were rented in 2022, close to the 22.2% national share, and 2.8 points above Pernambuco (21.3%); 69.3% were owned by a resident. That is the 43rd highest rental share of 55 cities.
Ipojuca charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 1% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are Ubatuba (92,981 residents, 26.1% of homes rented, ITBI 2%) and Balneário Camboriú (139,155 residents, 46.1% of homes rented). In the Nordeste region, which has 14 of the 55 cities, Ipojuca has the 10th highest share of rented homes. Its 2.98 residents per occupied home rank 7th of 55, among the most crowded. The capital of Pernambuco, Recife, has 15 times as many residents and charges ITBI at 3%, a higher rate.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Ipojuca: residents, 2022 Census | 98,932 | median city 616,317 | 46th of 55 |
| Ipojuca: share of Pernambuco's residents | 1.1% | 9,058,931 in the state | 2nd of 2 in the state |
| Ipojuca: estimate for 2026 against the census | +8.5% | Pernambuco +5.8% | 15th of 55 |
| Ipojuca: occupied homes, 2022 | 33,194 | Pernambuco 3,184,558 | 47th of 55 |
| Ipojuca: residents per occupied home | 2.98 | Pernambuco 2.84 | 7th of 55 |
| Ipojuca: homes rented | 24.1% | Brazil 22.2%, Pernambuco 21.3% | 43rd of 55 |
| Ipojuca: homes owned by a resident | 69.3% | Pernambuco 73.1% | 12th of 55 |
| Ipojuca: ITBI rate | 2% | median of 41 cities 2% | 14th of 41 |
| Ipojuca: ITBI on R$ 500 thousand | R$ 10,000 | at the median rate R$ 10,000 | +R$ 0 |
| Ipojuca: ITBI on R$ 1 million | R$ 20,000 | at the median rate R$ 20,000 | +R$ 0 |
| Ipojuca: all computed lines on R$ 500 thousand | at least R$ 21,807 | 4.36% of the price | R$ 31,807 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of Pernambuco are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (2%), Ipojuca, on R$ 500 thousand | R$ 10,000 | Lei 1.181/1998 (Tax Code), arts. 93-94 |
| Notary deed (escritura), Ipojuca, on R$ 500 thousand | R$ 7,084 | Pernambuco 2026 fee table |
| Registration at the property registry, Ipojuca, on R$ 500 thousand | R$ 4,723 | Pernambuco 2026 fee table |
| Population, 2022 Census | 98,932 | IBGE |
| Population estimate, 2026 | 107,370 | IBGE |
| Occupied homes rented, 2022 Census | 24.1% | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Pernambuco
Sources
- ITBI, Ipojuca: Lei 1.181/1998 (Tax Code), arts. 93-94 (consulted 2026-10-15).
- Notary and registry fees, Pernambuco: Ato TJPE n. 1556 of 18/12/2025 (DJe n. 390/2025, 18/12/2025), IPCA correction 4.461840% of emolumentos and TSNR under art. 25 of Lei estadual 11.404/1996; in force 01/01/2026; the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.