City · São Paulo

Buying a home in Ribeirão Preto: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Ribeirão Preto (São Paulo), the ITBI transfer tax, the notary deed and the registration come to at least R$ 13,284. The city's ITBI rate is 2%. 29.1% of occupied homes were rented in the 2022 Census.

Calculate for Ribeirão Preto

If you buy

ITBI, deed, registration and loan in Ribeirão Preto

ITBI from the law of Ribeirão Preto where Payotte read it, notary and registry fees from the São Paulo 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)2%
ITBI transfer taxR$ 10,000
Notary deed (escritura)not computed
Registration at the property registryR$ 3,284
Total of the lines aboveat least R$ 13,284
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the state's notary deed table could not be read.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Ribeirão Preto?

On a R$ 500 thousand home in Ribeirão Preto (São Paulo), ITBI transfer tax (2%) R$ 10,000, registration at the property registry R$ 3,284: at least R$ 13,284 in all, from the rates and fee tables read on 15 October 2026 (the state's notary deed table could not be read).

How much are the purchase costs on a R$ 1 million home in Ribeirão Preto?

On a R$ 1 million home in Ribeirão Preto (São Paulo): ITBI transfer tax (2%) R$ 20,000, registration at the property registry R$ 3,846, at least R$ 23,846 in all.

What is the ITBI rate in Ribeirão Preto?

Ribeirão Preto charges ITBI at 2% of the value of the transfer (Lei Complementar nº 2.496 de 21/12/2011 (publ. 22/12/2011) arts. 2 to 4, new arts. 12 and 17 of Lei nº 5.430/1989); the same law sets a reduced rate of 0.5% for some purchases it defines (see the purchase costs calculator).

What monthly payment on a R$ 500 thousand home in Ribeirão Preto?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Ribeirão Preto than in Brazil as a whole?

In the 2022 Census, 29.1% of the 266,080 occupied homes in Ribeirão Preto were rented and 67.1% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Ribeirão Preto?

Ribeirão Preto had 698,642 residents in the 2022 Census, and 734,538 in the IBGE estimate for 2026.

How Ribeirão Preto compares

Ribeirão Preto ranks 25th by population among the 55 cities on Payotte, with 698,642 residents in the 2022 Census, 1.6% of São Paulo's 44,411,238. The IBGE estimate for 2026, 734,538, is 5.1% above the census: faster than São Paulo as a whole (4%), 35th of 55 cities, against 5.5% for Brazil. The census counts 2.63 residents per occupied home, fewer than the 2.74 of São Paulo.

29.1% of the 266,080 occupied homes of Ribeirão Preto were rented in 2022, well above the 22.2% national share, and 3.1 points above São Paulo (26%); 67.1% were owned by a resident. That is the 19th highest rental share of 55 cities.

Ribeirão Preto charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 0.5% for some purchases it defines, which the calculator does not apply.

By population the closest cities on Payotte are São José dos Campos (697,054 residents, 27.8% of homes rented, ITBI 2%) and Uberlândia (713,224 residents, 30.8% of homes rented). In the Sudeste region, which has 20 of the 55 cities, Ribeirão Preto has the 5th highest share of rented homes. Its 2.63 residents per occupied home rank 43rd of 55, in the middle of the field. The capital of São Paulo, São Paulo, has 16.4 times as many residents and charges ITBI at 3%, a higher rate.

MeasureValueReferenceRank
Ribeirão Preto: residents, 2022 Census698,642median city 616,31725th of 55
Ribeirão Preto: share of São Paulo's residents1.6%44,411,238 in the state7th of 11 in the state
Ribeirão Preto: estimate for 2026 against the census+5.1%São Paulo +4%35th of 55
Ribeirão Preto: occupied homes, 2022266,080São Paulo 16,226,11824th of 55
Ribeirão Preto: residents per occupied home2.63São Paulo 2.7443rd of 55
Ribeirão Preto: homes rented29.1%Brazil 22.2%, São Paulo 26%19th of 55
Ribeirão Preto: homes owned by a resident67.1%São Paulo 67.4%26th of 55
Ribeirão Preto: ITBI rate2%median of 41 cities 2%14th of 41
Ribeirão Preto: ITBI on R$ 500 thousandR$ 10,000at the median rate R$ 10,000+R$ 0
Ribeirão Preto: ITBI on R$ 1 millionR$ 20,000at the median rate R$ 20,000+R$ 0
Ribeirão Preto: all computed lines on R$ 500 thousandat least R$ 13,2842.66% of the priceR$ 23,846 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of São Paulo are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (2%), Ribeirão Preto, on R$ 500 thousandR$ 10,000Lei Complementar nº 2.496 de 21/12/2011 (publ. 22/12/2011) arts. 2 to 4, new arts. 12 and 17 of Lei nº 5.430/1989
Registration at the property registry, Ribeirão Preto, on R$ 500 thousandR$ 3,284São Paulo 2026 fee table
Population, 2022 Census698,642IBGE
Population estimate, 2026734,538IBGE
Occupied homes rented, 2022 Census29.1%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in São Paulo

Sources