City · Maranhão

Buying a home in São Luís: ITBI, fees, loan

Notary and registry fees from the state's 2026 table where read · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in São Luís (Maranhão), the ITBI transfer tax, the notary deed and the registration come to at least R$ 17,125. 22% of occupied homes were rented in the 2022 Census.

Calculate for São Luís

If you buy

ITBI, deed, registration and loan in São Luís

ITBI from the law of São Luís where Payotte read it, notary and registry fees from the Maranhão 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)not read
ITBI transfer taxnot computed
Notary deed (escritura)R$ 8,389
Registration at the property registryR$ 8,736
Total of the lines aboveat least R$ 17,125
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the city's ITBI rate could not be read at an official source.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in São Luís?

On a R$ 500 thousand home in São Luís (Maranhão), notary deed (escritura) R$ 8,389, registration at the property registry R$ 8,736: at least R$ 17,125 in all, from the rates and fee tables read on 15 October 2026 (the city's ITBI rate could not be read at an official source).

How much are the purchase costs on a R$ 1 million home in São Luís?

On a R$ 1 million home in São Luís (Maranhão): notary deed (escritura) R$ 16,383, registration at the property registry R$ 16,210, at least R$ 32,593 in all.

What is the ITBI rate in São Luís?

Payotte could not read São Luís's ITBI law or the city's finance department page (the official site refused the connection or the text could not be found), so it publishes no rate: ask the city before signing.

What monthly payment on a R$ 500 thousand home in São Luís?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in São Luís than in Brazil as a whole?

In the 2022 Census, 22% of the 348,484 occupied homes in São Luís were rented and 73.3% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in São Luís?

São Luís had 1,037,775 residents in the 2022 Census, and 1,090,229 in the IBGE estimate for 2026.

How São Luís compares

São Luís ranks 15th by population among the 55 cities on Payotte, with 1,037,775 residents in the 2022 Census, 15.3% of Maranhão's 6,776,699. The IBGE estimate for 2026, 1,090,229, is 5.1% above the census: faster than Maranhão as a whole (3.7%), 37th of 55 cities, against 5.5% for Brazil. The census counts 2.98 residents per occupied home, fewer than the 3.24 of Maranhão.

22% of the 348,484 occupied homes of São Luís were rented in 2022, close to the 22.2% national share, and 10 points above Maranhão (12%); 73.3% were owned by a resident. That is the 47th highest rental share of 55 cities.

Payotte could not read the ITBI rate of São Luís, so it adds no tax line to the purchase costs. No other city of Maranhão on Payotte has a rate read either. Across the 41 cities with a rate read, the median is 2%.

By population the closest cities on Payotte are Maceió (957,916 residents, 30.6% of homes rented, ITBI 2%) and Campinas (1,139,047 residents, 26.7% of homes rented). In the Nordeste region, which has 14 of the 55 cities, São Luís has the 11th highest share of rented homes. Its 2.98 residents per occupied home rank 8th of 55, among the most crowded.

MeasureValueReferenceRank
São Luís: residents, 2022 Census1,037,775median city 616,31715th of 55
São Luís: share of Maranhão's residents15.3%6,776,699 in the state1st of 1 in the state
São Luís: estimate for 2026 against the census+5.1%Maranhão +3.7%37th of 55
São Luís: occupied homes, 2022348,484Maranhão 2,091,13115th of 55
São Luís: residents per occupied home2.98Maranhão 3.248th of 55
São Luís: homes rented22%Brazil 22.2%, Maranhão 12%47th of 55
São Luís: homes owned by a resident73.3%Maranhão 82%6th of 55
São Luís: ITBI ratenot read41 of 55 cities read, median 2%0 read in Maranhão

Notary and registry fees, the median financed home and the construction cost of Maranhão are on its state page.

The figures

MeasureValueSource
Notary deed (escritura), São Luís, on R$ 500 thousandR$ 8,389Maranhão 2026 fee table
Registration at the property registry, São Luís, on R$ 500 thousandR$ 8,736Maranhão 2026 fee table
Population, 2022 Census1,037,775IBGE
Population estimate, 20261,090,229IBGE
Occupied homes rented, 2022 Census22%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Maranhão

Sources