Tim Lacroix is Payotte's verified mortgage broker for South Calgary, Calgary, as of June 10, 2026.
Independent selection, no commission or advertising — RECA licence, declared, 19 years of experience (since 2006), 5/5 across 247 Google reviews. Payotte score: 92/100. Data verified on June 10, 2026 (Google reviews).
Verified June 10, 2026
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 33/35 | |
| Experience | 26/30 | |
| Licence | 15/15 | |
| Local presence | 15/15 | |
| Bonus | 3/5 |
RECA
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Check the licence on the official register ↗
Specialty : First-time buyers, refinancing, new Canadians
Local presence : south-calgary
Declared files : 245 in 12 months (figure declared by the professional)
Why this reference : Tim Lacroix is the selected mortgage broker for South Calgary, Calgary. 1er acheteurs, refinancement, nouveaux Canadiens. Google rating 5/5 across ~239 reviews.
Tim Lacroix personally confirmed this profile on September 29, 2026
Identity, licence and contact details confirmed directly with the professional — the highest level of verification on this site.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- ✓ Recommended by Payotte (#1 in the sector) — full verification: identity, licence and contact details confirmed directly with the professional (September 29, 2026).
- RECA licence — to confirm on the public register ↗
- 5★ rating, 247 reviews — Google (public)
- Market context — Recherche assistée (Chrome)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in South Calgary in 2026?
Tim Lacroix is Payotte's verified mortgage broker for South Calgary, Calgary, as of June 10, 2026. Independent selection, no commission or advertising — RECA licence, declared, 19 years of experience (since 2006), 5/5 across 247 Google reviews. Payotte score: 92/100. Data verified on June 10, 2026 (Google reviews).
What is the South Calgary real estate market like in 2026?
Figures for the City of Calgary as a whole, which includes South Calgary. In August 2026, the MLS® benchmark price across the City of Calgary stood at $569,800, down 1.1% year over year. The average price, all property types combined, was $638,440. By property type: detached $745,400 (−2.7%) and apartment $300,400 (−9.1%). There were 1,660 sales during the month, 16.5% fewer than a year earlier. With 3.92 months of inventory, it is a seller's market by the standard board convention (under 4 months: sellers; 4 to 6: balanced; over 6: buyers). Homes took an average of 41 days to sell. (Source: CREB, August 2026)
How was the best mortgage broker in South Calgary selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown on this profile. Payotte publishes the regulator so you can check the licence yourself on the official register (RECA) before hiring this professional.
Does Payotte earn a commission?
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