Flare Mortgage Group — Crystal Mamchur is Payotte's verified mortgage broker for Northeast Edmonton, Edmonton, as of June 4, 2026.
Independent selection, no commission or advertising — RECA licence, declared, 23 years of experience (since 2003), 5/5 across 179 Google reviews. Payotte score: 92/100. Data verified: RECA register on June 12, 2026, Google reviews on June 4, 2026.
Verified June 4, 2026
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 33/35 | |
| Experience | 28/30 | |
| Licence | 15/15 | |
| Local presence | 11/15 | |
| Bonus | 5/5 |
crystal@flaremortgagegroup.com
310, 849 Premier Way, Sherwood Park, AB T8H 0V2 Get directions ↗
Languages : English
RECA
Licence number published — check it yourself on the official register
Check the licence on the official register ↗
Specialty : First-time buyers — Northeast Edmonton & Sherwood Park
Local presence : northeast-edmonton
Why this reference : Crystal Mamchur (Flare Mortgage Group) is a RECA-verified mortgage broker active since 2003, rated a perfect 5.0★ across 172 Google reviews. She specializes in first-time buyers across Northeast Edmonton and Sherwood Park, and has been nominated AMBA Broker of the Year (2022 and 2023).
Why 92/100, and not 100?
The points below are not taken away from Flare Mortgage Group — Crystal Mamchur: they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- Local presence in Northeast Edmonton not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Is this profile about you?
Your score is public, criterion by criterion. Up to 4 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 4 pts — your presence in Northeast Edmonton: files closed there over the past twelve months, and the address of the office that serves it
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- RECA licence — confirmed on the public register ↗
- 5★ rating, 179 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Northeast Edmonton in 2026?
Flare Mortgage Group — Crystal Mamchur is Payotte's verified mortgage broker for Northeast Edmonton, Edmonton, as of June 4, 2026. Independent selection, no commission or advertising — RECA licence, declared, 23 years of experience (since 2003), 5/5 across 179 Google reviews. Payotte score: 92/100. Data verified: RECA register on June 12, 2026, Google reviews on June 4, 2026.
What is the Northeast Edmonton real estate market like in 2026?
Figures for the Greater Edmonton Area as a whole, which includes Northeast Edmonton. In August 2026, the MLS® benchmark price across the Greater Edmonton Area stood at $426,900, down 0.6% year over year. The average price, all property types combined, was $469,602 (+1.8% year over year). By property type: detached $589,384 (+0.8%), semi-detached $423,341 (−2.6%), townhouse $313,193 (−0.5%), and apartment $225,842 (+3.4%). There were 2,143 sales during the month, 9.8% fewer than a year earlier. With 3.8 months of inventory, it is a seller's market by the standard board convention (under 4 months: sellers; 4 to 6: balanced; over 6: buyers). Homes took an average of 41 days to sell. (Source: REALTORS Association of Edmonton (RAE), August 2026)
How was the best mortgage broker in Northeast Edmonton selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown on this profile. Payotte publishes the regulator so you can check the licence yourself on the official register (RECA) before hiring this professional.
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.