Payotte selected Paul Meredith as the reference mortgage broker for Downtown Core, Toronto, after an independent analysis of the professionals active in the sector — no commission, no advertising.
Paul Meredith is a Payotte-verified mortgage broker at PMT Mortgage (The Paul Meredith Team) in Downtown Core, Toronto — FSRA licence no. 13692, 19 years of experience, a 5/5 rating across 850 Google reviews, a Payotte score of 88/100. Verified on 2026-06-10.
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 34/35 | |
| Experience | 26/30 | |
| Licence | 15/15 | |
| Local presence | 8/15 | |
| Bonus | 5/5 |
110 Sheppard Avenue E, Suite 640, Toronto, ON M2N 6Y8
Languages : English
FSRA
N° 13692
Active — FSRA #13692 (The Paul Meredith Team / PMT, independent brokerage), confirmed (2026-06-10).
Verify the licence on the official register ↗
Specialty : Achat, refinancement, renouvellement, HELOC
Local presence : Toronto (GTA)
Why this reference : Paul Meredith is downtown Toronto’s verified reference for mortgages — Principal Broker of The Paul Meredith Team (PMT), an independent brokerage (FSRA #13692). In the mortgage business since 2007 (~19 years). Standout recognition: CMP Magazine Mortgage Broker of the Year finalist (2018–2021, 2023, 2024); Mortgage Broker of the Year for Eastern Canada (2025, CMP Magazine); and Prime Broker Award of Excellence (2026, Canadian Mortgage Brokers Association). Also a #1 Amazon author (“Beat The Bank”) and TV broker on “Top Million Dollar Agent”. Information confirmed directly with the professional; recommended by Payotte.
Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- ✓ Recommended by Payotte (#1 in the sector) — full verification: identity, licence and contact details confirmed directly with the professional (2026-06-10).
- FSRA licence — confirmed on the public register ↗
- 5★ rating, 850 reviews — Google (public)
- Market context — TRREB (Toronto Regional Real Estate Board) ↗
- Data captured on 2026-06-10 · Our methodology
Frequently asked questions
How was the best mortgage broker in Downtown Core selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown. The licence is assumed active at production time and verified before publication. If in doubt, check with the regulatory body (FSRA).
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.