Shant Kaltakjian (AMP) is Payotte's verified mortgage broker for Thorncliffe Park, Toronto, as of July 1, 2026.
Independent selection, no commission or advertising — FSRA licence no. M08005573, verifiable on the regulator's public register, 19 years of experience (since 2007), 5/5 across 179 Google reviews. Payotte score: 80/100. Data verified on July 1, 2026 (FSRA register and Google reviews).
Verified July 1, 2026 · recently verified
| Criterion | Progress | Score |
|---|---|---|
| Google reviews | 32/35 | |
| Experience | 21/30 | |
| Licence | 15/15 | |
| Local presence | 12/15 | |
| Bonus | 0/5 |
478 Cosburn Ave, East York Get directions ↗
FSRA
N° M08005573
Licence number published — check it yourself on the official register
Check licence no. M08005573 yourself on the official register ↗
Local presence : thorncliffe
Why this reference : Shant Kaltakjian (AMP) : 5/5 sur 179 avis Google. ACTIF — Lic. M08005573, Mortgage Watch/DLC — FSRA (confirmé), exp. March 31, 2027. En exercice depuis ~2007 (19 ans). Sélectionné par recherche locale Google Maps + vérification avant publication (méthode July 1, 2026).
Why 80/100, and not 100?
The points below are not taken away from Shant Kaltakjian (AMP): they are simply not yet awarded, for lack of a public source to verify them. Payotte estimates nothing and invents nothing.
- No verifiable distinction found (industry award, press citation, teaching role). Absence of evidence, not evidence of absence.
- Local presence in Thorncliffe Park not confirmed. No public source proves how many files were closed in this specific sector — only the professional holds that figure.
Is this profile about you?
Your score is public, criterion by criterion. Up to 8 points are out of reach — not because you don't deserve them, but because no public source lets us verify them. From you, we need:
- up to 5 pts — a verifiable distinction: an industry award, a press citation, a teaching role
- up to 3 pts — your presence in Thorncliffe Park: files closed there over the past twelve months, and the address of the office that serves it
We verify, we date it, we publish. It is free, and it buys no ranking — only an accurate profile.
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Sources & verification
Payotte only publishes verifiable data. Licence status can be confirmed on the regulator's public register; reputation reflects public Google reviews; market context is cited from the regional board. No data is invented or paid for.
- FSRA licence — confirmed on the public register ↗
- 5★ rating, 179 reviews — Google (public)
- Our methodology
Frequently asked questions
Who is the best mortgage broker in Thorncliffe Park in 2026?
Shant Kaltakjian (AMP) is Payotte's verified mortgage broker for Thorncliffe Park, Toronto, as of July 1, 2026. Independent selection, no commission or advertising — FSRA licence no. M08005573, verifiable on the regulator's public register, 19 years of experience (since 2007), 5/5 across 179 Google reviews. Payotte score: 80/100. Data verified on July 1, 2026 (FSRA register and Google reviews).
What is the Thorncliffe Park real estate market like in 2026?
Figures for the City of Toronto as a whole, which includes Thorncliffe Park. In August 2026, the MLS® benchmark price across the City of Toronto stood at $918,400, down 3.73% year over year. The average price, all property types combined, was $979,684. By property type: detached $1,437,900 (−4.33%), semi-detached $1,127,200 (−4.07%), townhouse $717,200 (−5.62%), and apartment $547,400 (−6.88%). There were 1,767 sales during the month. With 4.6 months of inventory, the market is balanced by the standard board convention (under 4 months: sellers; 4 to 6: balanced; over 6: buyers). Homes took an average of 35 days to sell. (Source: TRREB, August 2026)
How was the best mortgage broker in Thorncliffe Park selected?
Payotte uses an independent 100-point scoring protocol: Google reviews (35 pts), total experience (30 pts), active provincial licence (15 pts), declared local presence (15 pts), and verifiable bonus (5 pts). No commission, no advertising.
Is the information on this expert up to date?
Data is captured on the date shown on this profile. Payotte publishes the regulator and the licence number so you can check the licence yourself on the official register (FSRA) before hiring this professional.
Does Payotte earn a commission?
No. Payotte is a free, independent, ad-free service. No commission is earned and no professional pays to appear on the site.