City · Catalonia

Buying a home in Girona: taxes, fees and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Girona (Catalonia), transfer tax and land registry fees come to €30,201 (10% tax at the general rate). Homes in Girona were appraised at €2,316/m² in Q2 2026, +6.4% over a year.

Calculate for Girona

If you buy

Taxes, land registry and loan in Girona

General rates of Catalonia. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€30,000 (10%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€30,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Girona?

At the general rate of Catalonia (10% up to €600,000, 11% up to €900,000, 12% up to €1,500,000, 13% above €1,500,000: the scale gives an average rate applied to the whole value), €300,000 bought in Girona pays €30,000 of transfer tax (ITP) and €201 of land registry fees: €30,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

What is a home worth per square metre in Girona?

Approved valuers appraised open-market homes in Girona at €2,316/m² in Q2 2026 (366 valuations), +6.4% over a year; the figure is €2,355/m² for Spain and €2,163/m² for the province of Girona.

Are home prices rising in Girona?

Yes: appraised values in Girona changed by +6.4% over a year. For Catalonia as a whole the INE index moved +10.1% (Spain: 12.2%).

Reading the numbers for Girona

By appraised value, Girona is 40th of the 55 cities Payotte covers, from the dearest down. At €2,316/m² it sits almost exactly the Spanish average of €2,355/m².

Of the five Catalonia cities covered, it is the cheapest, and 16% below the Catalonia average (€2,753/m²). The province of Girona is at €2,163/m², so the city is €153 above its province.

The appraised value is up €139/m² from €2,177 a year earlier (+6.4%), 6.1 points slower than the national rise (+12.5%) and 3.7 points slower than Catalonia as a whole (+10.1%). On a 90 m² home at the average, the year's move is worth about €12,537.

Taken at the average appraised value, €300,000 buys roughly 125 m² in Girona. A 90 m² home at that value would be about €208,000; the buyer's taxes and registry fees on a resale come to €20,976 (10%). Arithmetic on an average, not a valuation.

The Girona figure rests on only 366 valuations, a thin sample that a few large operations can move, or 3.4 valuations per 1,000 inhabitants. With 108,666 inhabitants it is the 29th most populated of the 55 cities covered.

On that ladder the next city up is Santa Cruz de Tenerife at €2,330/m² (€14 more), and the next one down is Alicante at €2,279/m² (€37 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €4,529 above Girona; the cheapest, Cartagena, at €1,486/m², €830 below. A year earlier it ranked 36th, so it has slipped four places.

Typical sizes at the average appraised value of Girona
SizePrice at that valueBuyer taxes, resaleBuyer taxes, new build
50 m²€116,000€11,737 (10%)€13,477
70 m²€162,000€16,364 (10%)€18,794
90 m²€208,000€20,976 (10%)€24,096
120 m²€278,000€27,995 (10%)€32,165

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€30,000Decreto Legislativo 1/2024, art. 641-1.1
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Appraised value, Q2 2026€2,316/m²Ministry, 366 valuations
Appraised value, Q2 2025€2,177/m²Ministry
Province of Girona, Q2 2026€2,163/m²Ministry
Catalonia, appraised value, Q2 2026€2,753/m²Ministry (+10.1% a year)
Catalonia, INE house price index, change over a year+10.1%INE, Q2 2026
Population, 1 January 2025108,666INE, Padrón

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Closest in appraised value

Sources