City · Andalusia

Buying a home in San Roque: taxes, fees and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in San Roque (Andalusia), transfer tax and land registry fees come to €21,201 (7% tax at the general rate). Homes in San Roque were appraised at €2,569/m² in Q2 2026, +14.5% over a year.

Calculate for San Roque

If you buy

Taxes, land registry and loan in San Roque

General rates of Andalusia. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€21,000 (7%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€21,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in San Roque?

At the general rate of Andalusia (7%), €300,000 bought in San Roque pays €21,000 of transfer tax (ITP) and €201 of land registry fees: €21,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

What is a home worth per square metre in San Roque?

Approved valuers appraised open-market homes in San Roque at €2,569/m² in Q2 2026 (175 valuations), +14.5% over a year; the figure is €2,355/m² for Spain and €2,043/m² for the province of Cádiz.

Are home prices rising in San Roque?

Yes: appraised values in San Roque changed by +14.5% over a year. For Andalusia as a whole the INE index moved +11.9% (Spain: 12.2%).

Reading the numbers for San Roque

By appraised value, San Roque is 34th of the 55 cities Payotte covers, from the dearest down. At €2,569/m² it sits 9% above the Spanish average of €2,355/m².

Within Andalusia it ranks 10th of 14 covered cities, 30% above the regional average of €1,982/m². The province of Cádiz is at €2,043/m², so the city is €526 above its province.

The appraised value is up €325/m² from €2,244 a year earlier (+14.5%), 2 points faster than the national rise (+12.5%) and in step with Andalusia as a whole (+13.8%). On a 90 m² home at the average, the year's move is worth about €29,223.

Taken at the average appraised value, €300,000 buys roughly 115 m² in San Roque, against 125 m² at the Spanish average. A 90 m² home at that value would be about €231,000; the buyer's taxes and registry fees on a resale come to €16,352 (7%). Arithmetic on an average, not a valuation.

The San Roque figure rests on only 175 valuations, a thin sample that a few large operations can move, or 5.1 valuations per 1,000 inhabitants. With 34,310 inhabitants it is the 50th most populated of the 55 cities covered.

On that ladder the next city up is Salou at €2,569/m² (€0 more), and the next one down is Granada at €2,447/m² (€122 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €4,276 above San Roque; the cheapest, Cartagena, at €1,486/m², €1,083 below. It held the same 34th place a year earlier.

Typical sizes at the average appraised value of San Roque
SizePrice at that valueBuyer taxes, resaleBuyer taxes, new build
50 m²€128,000€9,106 (7%)€14,482
70 m²€180,000€12,769 (7%)€20,329
90 m²€231,000€16,352 (7%)€26,054
120 m²€308,000€21,763 (7%)€34,699

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€21,000Ley 5/2021, art. 41
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Appraised value, Q2 2026€2,569/m²Ministry, 175 valuations
Appraised value, Q2 2025€2,244/m²Ministry
Province of Cádiz, Q2 2026€2,043/m²Ministry
Andalusia, appraised value, Q2 2026€1,982/m²Ministry (+13.8% a year)
Andalusia, INE house price index, change over a year+11.9%INE, Q2 2026
Population, 1 January 202534,310INE, Padrón

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Closest in appraised value

Sources