Region

Buying a home in Aragon: transfer tax and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Aragon, transfer tax and land registry fees come to €24,201 (8% tax at the general rate). Homes were appraised at €1,763/m² on average in Q2 2026 (+14.6% over a year); the INE index rose 14.6%.

Calculate for Aragon

If you buy

Taxes, land registry and loan in Aragon

General rates of Aragon. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€24,000 (8%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€24,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Aragon?

At the general rate of Aragon (8% up to €400,000, 8.5% up to €450,000, 9% up to €500,000, 9.5% up to €750,000, 10% above €750,000, each band at its own rate), €300,000 bought in Aragon pays €24,000 of transfer tax (ITP) and €201 of land registry fees: €24,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

And on a new home in Aragon?

Bought from the developer, the same €300,000 carries VAT at 10% (€30,000) instead of transfer tax, plus AJD of €4,500 and land registry fees of €201: €34,701 in all.

Are home prices rising in Aragon?

Yes: the INE house price index for Aragon changed by +14.6% over a year in Q2 2026 (Spain: 12.2%), and the ministry's average appraised value in Aragon reached €1,763/m², +14.6% over a year.

How much tax when you sell a home in Aragon?

The income tax on the gain is national: 19% for a non-resident (IRNR), the savings scale of 19% to 30% for a resident. On a gain of €80,000 that is €15,200 or €17,280.

Reading the numbers for Aragon

Aragon is 13th of the 19 regions by appraised value: €1,763/m², 25% below the Spanish average of €2,355/m².

Prices moved +14.6% on the ministry's appraisals and +14.6% on the INE index, which puts Aragon 4th of 19 on the index, 2.4 points faster than Spain (+12.2%).

Payotte covers one city here, Zaragoza, appraised at €2,240/m².

Resale: In Aragon, transfer tax (ITP) on a resale home is 8% up to €400,000, 8.5% up to €450,000, 9% up to €500,000, 9.5% up to €750,000, 10% above €750,000, each band at its own rate, on the higher of the price and the Catastro reference value: €24,000 on €300,000, €24,201 with land registry fees.

New build: In Aragon, a new home bought from the developer pays VAT at 10% and stamp duty on the deed (AJD) of 1.5%: €34,701 with land registry fees on €300,000.

Young buyers: Aragon gives buyers under 35 a 12.5% bonus on the transfer tax when the home is worth up to €100,000; the general rate runs from 8% to 10% by value.

Large families: Aragon gives large families a 50% bonus on the transfer tax if income is up to €35,000 plus €6,000 per extra child; the general rate runs from 8% to 10%.

Stressed market areas: No stressed housing market area declaration for Aragon was found in the BOE quarterly resolutions published up to 15 October 2026.

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€24,000Decreto Legislativo 1/2005, art. 121-1
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Aragon, appraised value, Q2 2026€1,763/m²Ministry (+14.6% a year)
Aragon, INE house price index, change over a year+14.6%INE, Q2 2026

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Cities of Aragon on Payotte

Sources