City · Aragon

Buying a home in Zaragoza: taxes, fees and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Zaragoza (Aragon), transfer tax and land registry fees come to €24,201 (8% tax at the general rate). Homes in Zaragoza were appraised at €2,240/m² in Q2 2026, +12.6% over a year.

Calculate for Zaragoza

If you buy

Taxes, land registry and loan in Zaragoza

General rates of Aragon. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€24,000 (8%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€24,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Zaragoza?

At the general rate of Aragon (8% up to €400,000, 8.5% up to €450,000, 9% up to €500,000, 9.5% up to €750,000, 10% above €750,000, each band at its own rate), €300,000 bought in Zaragoza pays €24,000 of transfer tax (ITP) and €201 of land registry fees: €24,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

What is a home worth per square metre in Zaragoza?

Approved valuers appraised open-market homes in Zaragoza at €2,240/m² in Q2 2026 (1,940 valuations), +12.6% over a year; the figure is €2,355/m² for Spain and €1,944/m² for the province of Zaragoza.

Are home prices rising in Zaragoza?

Yes: appraised values in Zaragoza changed by +12.6% over a year. For Aragon as a whole the INE index moved +14.6% (Spain: 12.2%).

Reading the numbers for Zaragoza

By appraised value, Zaragoza is 43rd of the 55 cities Payotte covers, from the dearest down. At €2,240/m² it sits 5% below the Spanish average of €2,355/m².

It is the only Aragon city in the set, and its value is 27% above the Aragon average (€1,763/m²). The province of Zaragoza is at €1,944/m², so the city is €296 above its province.

The appraised value is up €251/m² from €1,990 a year earlier (+12.6%), in step with the national rise (+12.5%) and 2 points slower than Aragon as a whole (+14.6%). On a 90 m² home at the average, the year's move is worth about €22,554.

Taken at the average appraised value, €300,000 buys roughly 130 m² in Zaragoza, against 125 m² at the Spanish average. A 90 m² home at that value would be about €202,000; the buyer's taxes and registry fees on a resale come to €16,335 (8%). Arithmetic on an average, not a valuation.

The Zaragoza figure rests on 1,940 valuations, or 2.8 valuations per 1,000 inhabitants. With 693,091 inhabitants it is the 4th most populated of the 55 cities covered.

On that ladder the next city up is Torrevieja at €2,254/m² (€14 more), and the next one down is Chiclana de la Frontera at €2,229/m² (€11 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €4,604 above Zaragoza; the cheapest, Cartagena, at €1,486/m², €755 below. A year earlier it ranked 41st, so it has slipped two places.

Typical sizes at the average appraised value of Zaragoza
SizePrice at that valueBuyer taxes, resaleBuyer taxes, new build
50 m²€112,000€9,095 (8%)€13,015
70 m²€157,000€12,722 (8%)€18,217
90 m²€202,000€16,335 (8%)€23,405
120 m²€269,000€21,713 (8%)€31,128

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€24,000Decreto Legislativo 1/2005, art. 121-1
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Appraised value, Q2 2026€2,240/m²Ministry, 1,940 valuations
Appraised value, Q2 2025€1,990/m²Ministry
Province of Zaragoza, Q2 2026€1,944/m²Ministry
Aragon, appraised value, Q2 2026€1,763/m²Ministry (+14.6% a year)
Aragon, INE house price index, change over a year+14.6%INE, Q2 2026
Population, 1 January 2025693,091INE, Padrón

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Closest in appraised value

Sources