East Midlands · England

House prices in West Northamptonshire: July 2026 and purchase tax

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 5,918 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in West Northamptonshire was £291,929, +1.2% over twelve months (20% above the East Midlands average). At that price, a home mover pays £4,596 in Stamp Duty Land Tax, plus £150 of HM Land Registry fee.

Calculate for West Northamptonshire

If you buy

Stamp Duty Land Tax and registration in West Northamptonshire

Rates of HMRC, set at the average price in West Northamptonshire (July 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£4,596
Share of the price1.57%
HM Land Registry fee (online application)£150
Total, tax and registration£4,746
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£74,225
Taxable after the £3,000 allowance£71,225
Rate24%
Capital Gains Tax£17,094

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in West Northamptonshire in July 2016 (£217,704), sold at the July 2026 average (£291,929), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

The questions, answered

What is the average house price in West Northamptonshire?

The average price of a home in West Northamptonshire was £291,929 in July 2026, +1.2% over twelve months (UK House Price Index).

How much does a flat or a house cost in West Northamptonshire?

In July 2026, the average price in West Northamptonshire was £472,440 for a detached house, £285,016 for a semi-detached house, £235,586 for a terraced house, £139,838 for a flat (UK House Price Index).

What do first-time buyers pay in West Northamptonshire?

First-time buyers paid £242,144 on average in West Northamptonshire in July 2026, against £291,929 for all buyers (UK House Price Index).

Have house prices gone up in West Northamptonshire?

The average price in West Northamptonshire went from £217,704 in July 2016 to £291,929 in July 2026, a change of +34.1%; +1.2% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in West Northamptonshire?

On £291,929, Stamp Duty Land Tax (SDLT) comes to £4,596 for a home mover, £0 for a first-time buyer and £19,193 for an additional property, at the rates in force in England.

How much tax when you sell a home in West Northamptonshire?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax, at the same rates in all four nations: 24% for a higher or additional rate taxpayer and 18% for a basic rate taxpayer on the part of the gain within the basic Income Tax band, on the gain above the £3,000 tax-free allowance (2026 to 2027). Bought at the average price in West Northamptonshire in July 2016 (£217,704) and sold at the July 2026 average (£291,929), the gain of £74,225 costs a higher rate taxpayer £17,094, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

How many homes sell in West Northamptonshire?

5,918 sales in West Northamptonshire were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Is West Northamptonshire expensive?

West Northamptonshire ranks 6th of the 20 areas Payotte covers for the average price in July 2026, from £479,736 in Buckinghamshire to £140,447 in County Durham.

Prices by property type, July 2026

TypeAverage priceEast Midlands
Detached£472,440£356,404
Semi-detached£285,016£231,305
Terraced£235,586£187,714
Flat or maisonette£139,838£124,624
All types£291,929£242,274
First-time buyers£242,144£207,106

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£217,704—
2017£231,512+6.3%
2018£242,796+4.9%
2019£238,652-1.7%
2020£239,620+0.4%
2021£255,919+6.8%
2022£282,827+10.5%
2023£279,702-1.1%
2024£282,625+1%
2025£288,576+2.1%
2026£291,929+1.2%

Sources