Region of England

House prices in East Midlands: July 2026 and Stamp Duty

Average prices of the UK House Price Index (HM Land Registry, Registers of Scotland, Land & Property Services and ONS), July 2026, all property types. 65,128 sales over the latest twelve months with complete volumes.

In short

In July 2026, the average price of a home in the East Midlands was £242,274, +1.9% over twelve months (17% below the England average). At that price, a home mover pays £2,345 in Stamp Duty Land Tax, plus £150 of HM Land Registry fee.

Calculate for East Midlands

If you buy

Stamp Duty Land Tax and registration in the East Midlands

Rates of HMRC, set at the average price in the East Midlands (July 2026). Change any field: the amounts are recalculated instantly.

Rates appliedstandard rates
Stamp Duty Land Tax£2,345
Share of the price0.97%
HM Land Registry fee (online application)£150
Total, tax and registration£2,495
Return and payment14 days

Residential purchase by an individual. Not included: conveyancer, survey and lender fees (no official scale). No mortgage figure: Payotte has no official UK mortgage rate to apply. All the rates and sources.

If you sell

Capital Gains Tax on the sale

Your main home, lived in for all the time you owned it: no tax (Private Residence Relief). A second home or a buy-to-let: Capital Gains Tax, same rates in all four nations.

Gain£76,860
Taxable after the £3,000 allowance£73,860
Rate24%
Capital Gains Tax£17,726

Report and pay within 60 days of completion. Assumes no other gains this tax year and the whole £3,000 allowance unused (2026 to 2027).

Default example: bought at the average price in the East Midlands in July 2016 (£165,414), sold at the July 2026 average (£242,274), UK House Price Index. Rates for 2026 to 2027: 24% for higher and additional rate taxpayers; for basic rate taxpayers, 18% on the part of the gain that fits in the £37,700 basic Income Tax band once added to taxable income (income minus Personal Allowance), 24% above (HMRC). Gain = sale price − purchase price − costs of buying, selling and improving; Payotte does not estimate those costs (no official scale). GOV.UK: Capital Gains Tax rates · Tax when you sell your home.

The questions, answered

What is the average house price in the East Midlands?

The average price of a home in the East Midlands was £242,274 in July 2026, +1.9% over twelve months (UK House Price Index).

How much does a flat or a house cost in the East Midlands?

In July 2026, the average price in the East Midlands was £356,404 for a detached house, £231,305 for a semi-detached house, £187,714 for a terraced house, £124,624 for a flat (UK House Price Index).

What do first-time buyers pay in the East Midlands?

First-time buyers paid £207,106 on average in the East Midlands in July 2026, against £242,274 for all buyers (UK House Price Index).

Have house prices gone up in the East Midlands?

The average price in the East Midlands went from £165,414 in July 2016 to £242,274 in July 2026, a change of +46.5%; +1.9% over the last twelve months (UK House Price Index).

How much Stamp Duty Land Tax on an average-priced home in the East Midlands?

On £242,274, Stamp Duty Land Tax (SDLT) comes to £2,345 for a home mover, £0 for a first-time buyer and £14,459 for an additional property, at the rates in force in England.

How much tax when you sell a home in the East Midlands?

None on your main home if it was your only home, lived in for all the time you owned it, not let out and not used exclusively for business (Private Residence Relief). A second home or a buy-to-let pays Capital Gains Tax, at the same rates in all four nations: 24% for a higher or additional rate taxpayer and 18% for a basic rate taxpayer on the part of the gain within the basic Income Tax band, on the gain above the £3,000 tax-free allowance (2026 to 2027). Bought at the average price in the East Midlands in July 2016 (£165,414) and sold at the July 2026 average (£242,274), the gain of £76,860 costs a higher rate taxpayer £17,726, before deducting the costs of buying, selling and improving. The tax is reported and paid within 60 days of completion (HMRC).

How many homes sell in the East Midlands?

65,128 sales in the East Midlands were registered from May 2025 to April 2026, the latest twelve months with complete volumes (UK House Price Index).

Prices by property type, July 2026

TypeAverage priceEngland
Detached£356,404£474,626
Semi-detached£231,305£292,024
Terraced£187,714£247,081
Flat or maisonette£124,624£217,362
All types£242,274£293,479
First-time buyers£207,106£245,515

The UK HPI is a mix-adjusted average (a hedonic model), not the price of the homes sold in the month. Northern Ireland figures are quarterly.

The trend, July of each year

YearAverage priceChange on the year before
2016£165,414—
2017£176,382+6.6%
2018£184,142+4.4%
2019£186,307+1.2%
2020£193,004+3.6%
2021£202,813+5.1%
2022£233,487+15.1%
2023£233,810+0.1%
2024£233,319-0.2%
2025£237,763+1.9%
2026£242,274+1.9%

Areas covered in the East Midlands

Sources