In short
On a R$ 500 thousand home in Armação dos Búzios (Rio de Janeiro), the ITBI transfer tax, the notary deed and the registration come to at least R$ 18,282. The city's ITBI rate is 2.5%. 29.4% of occupied homes were rented in the 2022 Census.
Calculate for Armação dos Búzios
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Armação dos Búzios?
On a R$ 500 thousand home in Armação dos Búzios (Rio de Janeiro), ITBI transfer tax (2.5%) R$ 12,500, notary deed (escritura) R$ 2,907, registration at the property registry R$ 2,875: at least R$ 18,282 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).
How much are the purchase costs on a R$ 1 million home in Armação dos Búzios?
On a R$ 1 million home in Armação dos Búzios (Rio de Janeiro): ITBI transfer tax (2.5%) R$ 25,000, at least R$ 25,000 in all.
What is the ITBI rate in Armação dos Búzios?
Armação dos Búzios charges ITBI at 2.5% of the value of the transfer (Lei Complementar nº 22, de 09/10/2009 (CTM), arts. 42 e 44 e Anexo II, version consolidated to LC 44 of 30/12/2017); the same law sets a reduced rate of 1% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Armação dos Búzios?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Armação dos Búzios than in Brazil as a whole?
In the 2022 Census, 29.4% of the 14,836 occupied homes in Armação dos Búzios were rented and 63.6% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Armação dos Búzios?
Armação dos Búzios had 40,006 residents in the 2022 Census, and 44,365 in the IBGE estimate for 2026.
How Armação dos Búzios compares
With 40,006 residents in 2022, Armação dos Búzios is among the five smallest of the 55 cities on Payotte, with 40,006 residents in the 2022 Census, 0.2% of Rio de Janeiro's 16,055,174. The IBGE estimate for 2026, 44,365, is 10.9% above the census: faster than Rio de Janeiro as a whole (7.3%), 10th of 55 cities, against 5.5% for Brazil. The census counts 2.7 residents per occupied home, more than the 2.61 of Rio de Janeiro.
29.4% of the 14,836 occupied homes of Armação dos Búzios were rented in 2022, well above the 22.2% national share, and 5.8 points above Rio de Janeiro (23.6%); 63.6% were owned by a resident. That is the 18th highest rental share of 55 cities.
Armação dos Búzios charges ITBI at 2.5%, above the 2% median of the 41 city rates read (12 cities charge more). That is R$ 12,500 on R$ 500 thousand and R$ 25,000 on R$ 1 million; the law also lists 1% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are Ilhabela (34,934 residents, 33.4% of homes rented, ITBI 2%) and Gramado (40,134 residents, 31.9% of homes rented). In the Sudeste region, which has 20 of the 55 cities, Armação dos Búzios has the 4th highest share of rented homes. Its 2.7 residents per occupied home rank 35th of 55, in the middle of the field. The capital of Rio de Janeiro, Rio de Janeiro, has 155.3 times as many residents.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Armação dos Búzios: residents, 2022 Census | 40,006 | median city 616,317 | 51st of 55 |
| Armação dos Búzios: share of Rio de Janeiro's residents | 0.2% | 16,055,174 in the state | 6th of 6 in the state |
| Armação dos Búzios: estimate for 2026 against the census | +10.9% | Rio de Janeiro +7.3% | 10th of 55 |
| Armação dos Búzios: occupied homes, 2022 | 14,836 | Rio de Janeiro 6,151,481 | 51st of 55 |
| Armação dos Búzios: residents per occupied home | 2.7 | Rio de Janeiro 2.61 | 35th of 55 |
| Armação dos Búzios: homes rented | 29.4% | Brazil 22.2%, Rio de Janeiro 23.6% | 18th of 55 |
| Armação dos Búzios: homes owned by a resident | 63.6% | Rio de Janeiro 71.3% | 42nd of 55 |
| Armação dos Búzios: ITBI rate | 2.5% | median of 41 cities 2% | 13th of 41 |
| Armação dos Búzios: ITBI on R$ 500 thousand | R$ 12,500 | at the median rate R$ 10,000 | +R$ 2,500 |
| Armação dos Búzios: ITBI on R$ 1 million | R$ 25,000 | at the median rate R$ 20,000 | +R$ 5,000 |
| Armação dos Búzios: all computed lines on R$ 500 thousand | at least R$ 18,282 | 3.66% of the price | R$ 25,000 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of Rio de Janeiro are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (2.5%), Armação dos Búzios, on R$ 500 thousand | R$ 12,500 | Lei Complementar nº 22, de 09/10/2009 (CTM), arts. 42 e 44 e Anexo II, version consolidated to LC 44 of 30/12/2017 |
| Notary deed (escritura), Armação dos Búzios, on R$ 500 thousand | R$ 2,907 | Rio de Janeiro 2026 fee table |
| Registration at the property registry, Armação dos Búzios, on R$ 500 thousand | R$ 2,875 | Rio de Janeiro 2026 fee table |
| Population, 2022 Census | 40,006 | IBGE |
| Population estimate, 2026 | 44,365 | IBGE |
| Occupied homes rented, 2022 Census | 29.4% | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Rio de Janeiro
Sources
- ITBI, Armação dos Búzios: Lei Complementar nº 22, de 09/10/2009 (CTM), arts. 42 e 44 e Anexo II, version consolidated to LC 44 of 30/12/2017 (consulted 2026-10-15).
- Notary and registry fees, Rio de Janeiro: Portaria CGJ-RJ n. 516/2026 (tabelas de emolumentos extrajudiciais, in force from 2026-03-09; replaces Portaria CGJ n. 2679/2025 in force 2026-01-01 to 2026-03-08); the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.