In short
On a R$ 500 thousand home in Cabo Frio (Rio de Janeiro), the ITBI transfer tax, the notary deed and the registration come to at least R$ 15,782. The city's ITBI rate is 2%. 25% of occupied homes were rented in the 2022 Census.
Calculate for Cabo Frio
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Cabo Frio?
On a R$ 500 thousand home in Cabo Frio (Rio de Janeiro), ITBI transfer tax (2%) R$ 10,000, notary deed (escritura) R$ 2,907, registration at the property registry R$ 2,875: at least R$ 15,782 in all, from the rates and fee tables read on 15 October 2026 (the state's table gives the fees before state taxes and funds).
How much are the purchase costs on a R$ 1 million home in Cabo Frio?
On a R$ 1 million home in Cabo Frio (Rio de Janeiro): ITBI transfer tax (2%) R$ 20,000, at least R$ 20,000 in all.
What is the ITBI rate in Cabo Frio?
Cabo Frio charges ITBI at 2% of the value of the transfer (Lei Complementar nº 2/2002 (Código Tributário do Município), art. 65, I e II; art. 60); the same law sets a reduced rate of 0.5% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Cabo Frio?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Cabo Frio than in Brazil as a whole?
In the 2022 Census, 25% of the 81,998 occupied homes in Cabo Frio were rented and 69.8% owned by a resident, against 22.2% rented across Brazil (IBGE).
How many people live in Cabo Frio?
Cabo Frio had 222,161 residents in the 2022 Census, and 236,772 in the IBGE estimate for 2026.
How Cabo Frio compares
Cabo Frio ranks 42nd by population among the 55 cities on Payotte, with 222,161 residents in the 2022 Census, 1.4% of Rio de Janeiro's 16,055,174. The IBGE estimate for 2026, 236,772, is 6.6% above the census: slower than Rio de Janeiro as a whole (7.3%), 27th of 55 cities, against 5.5% for Brazil. The census counts 2.71 residents per occupied home, more than the 2.61 of Rio de Janeiro.
25% of the 81,998 occupied homes of Cabo Frio were rented in 2022, well above the 22.2% national share, and 1.4 points above Rio de Janeiro (23.6%); 69.8% were owned by a resident. That is the 41st highest rental share of 55 cities.
Cabo Frio charges ITBI at 2%, exactly the median of the 41 city rates read. That is R$ 10,000 on R$ 500 thousand and R$ 20,000 on R$ 1 million; the law also lists 0.5% for some purchases it defines, which the calculator does not apply.
By population the closest cities on Payotte are Porto Seguro (168,326 residents, 28.2% of homes rented) and Itajaí (264,054 residents, 35.7% of homes rented, ITBI 2%). In the Sudeste region, which has 20 of the 55 cities, Cabo Frio has the 17th highest share of rented homes. Its 2.71 residents per occupied home rank 34th of 55, in the middle of the field. The capital of Rio de Janeiro, Rio de Janeiro, has 28 times as many residents.
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Cabo Frio: residents, 2022 Census | 222,161 | median city 616,317 | 42nd of 55 |
| Cabo Frio: share of Rio de Janeiro's residents | 1.4% | 16,055,174 in the state | 3rd of 6 in the state |
| Cabo Frio: estimate for 2026 against the census | +6.6% | Rio de Janeiro +7.3% | 27th of 55 |
| Cabo Frio: occupied homes, 2022 | 81,998 | Rio de Janeiro 6,151,481 | 42nd of 55 |
| Cabo Frio: residents per occupied home | 2.71 | Rio de Janeiro 2.61 | 34th of 55 |
| Cabo Frio: homes rented | 25% | Brazil 22.2%, Rio de Janeiro 23.6% | 41st of 55 |
| Cabo Frio: homes owned by a resident | 69.8% | Rio de Janeiro 71.3% | 11th of 55 |
| Cabo Frio: ITBI rate | 2% | median of 41 cities 2% | 14th of 41 |
| Cabo Frio: ITBI on R$ 500 thousand | R$ 10,000 | at the median rate R$ 10,000 | +R$ 0 |
| Cabo Frio: ITBI on R$ 1 million | R$ 20,000 | at the median rate R$ 20,000 | +R$ 0 |
| Cabo Frio: all computed lines on R$ 500 thousand | at least R$ 15,782 | 3.16% of the price | R$ 20,000 on R$ 1 million |
Notary and registry fees, the median financed home and the construction cost of Rio de Janeiro are on its state page.
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (2%), Cabo Frio, on R$ 500 thousand | R$ 10,000 | Lei Complementar nº 2/2002 (Código Tributário do Município), art. 65, I e II; art. 60 |
| Notary deed (escritura), Cabo Frio, on R$ 500 thousand | R$ 2,907 | Rio de Janeiro 2026 fee table |
| Registration at the property registry, Cabo Frio, on R$ 500 thousand | R$ 2,875 | Rio de Janeiro 2026 fee table |
| Population, 2022 Census | 222,161 | IBGE |
| Population estimate, 2026 | 236,772 | IBGE |
| Occupied homes rented, 2022 Census | 25% | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Elsewhere in Rio de Janeiro
Sources
- ITBI, Cabo Frio: Lei Complementar nº 2/2002 (Código Tributário do Município), art. 65, I e II; art. 60 (consulted 2026-10-15).
- Notary and registry fees, Rio de Janeiro: Portaria CGJ-RJ n. 516/2026 (tabelas de emolumentos extrajudiciais, in force from 2026-03-09; replaces Portaria CGJ n. 2679/2025 in force 2026-01-01 to 2026-03-08); the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.