City · Bahia

Buying a home in Mata de São João: ITBI, fees, loan

ITBI read in the city's own law · notary and registry fees from the state's 2026 table · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Mata de São João (Bahia), the ITBI transfer tax, the notary deed and the registration come to R$ 23,497. The city's ITBI rate is 3%. 14% of occupied homes were rented in the 2022 Census.

Calculate for Mata de São João

If you buy

ITBI, deed, registration and loan in Mata de São João

ITBI from the law of Mata de São João where Payotte read it, notary and registry fees from the Bahia 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)3%
ITBI transfer taxR$ 15,000
Notary deed (escritura)R$ 4,249
Registration at the property registryR$ 4,249
Total of the lines aboveR$ 23,497
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Mata de São João?

On a R$ 500 thousand home in Mata de São João (Bahia), ITBI transfer tax (3%) R$ 15,000, notary deed (escritura) R$ 4,249, registration at the property registry R$ 4,249: R$ 23,497 in all, from the rates and fee tables read on 15 October 2026.

How much are the purchase costs on a R$ 1 million home in Mata de São João?

On a R$ 1 million home in Mata de São João (Bahia): ITBI transfer tax (3%) R$ 30,000, notary deed (escritura) R$ 9,556, registration at the property registry R$ 9,556, R$ 49,111 in all.

What is the ITBI rate in Mata de São João?

Mata de São João charges ITBI at 3% of the value of the transfer (LC 006/2022 (Tax Code; the tax is called ITIV), arts. 106-108).

What monthly payment on a R$ 500 thousand home in Mata de São João?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Mata de São João than in Brazil as a whole?

In the 2022 Census, 14% of the 15,328 occupied homes in Mata de São João were rented and 80.8% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Mata de São João?

Mata de São João had 42,566 residents in the 2022 Census, and 45,073 in the IBGE estimate for 2026.

How Mata de São João compares

Mata de São João ranks 49th by population among the 55 cities on Payotte, with 42,566 residents in the 2022 Census, 0.3% of Bahia's 14,141,626. The IBGE estimate for 2026, 45,073, is 5.9% above the census: faster than Bahia as a whole (5.3%), 30th of 55 cities, against 5.5% for Brazil. The census counts 2.78 residents per occupied home, about as many than the 2.78 of Bahia.

14% of the 15,328 occupied homes of Mata de São João were rented in 2022, well below the 22.2% national share, and 1.9 points below Bahia (15.9%); 80.8% were owned by a resident. That is the 55th highest rental share of 55 cities.

Mata de São João charges ITBI at 3%, above the 2% median of the 41 city rates read (1 city charges more). That is R$ 15,000 on R$ 500 thousand and R$ 30,000 on R$ 1 million.

By population the closest cities on Payotte are Gramado (40,134 residents, 31.9% of homes rented) and Paraty (45,243 residents, 29.9% of homes rented, ITBI 2%). In the Nordeste region, which has 14 of the 55 cities, Mata de São João has the 14th highest share of rented homes. Its 2.78 residents per occupied home rank 26th of 55, in the middle of the field. The capital of Bahia, Salvador, has 56.8 times as many residents and charges ITBI at 3%, the same rate.

MeasureValueReferenceRank
Mata de São João: residents, 2022 Census42,566median city 616,31749th of 55
Mata de São João: share of Bahia's residents0.3%14,141,626 in the state3rd of 3 in the state
Mata de São João: estimate for 2026 against the census+5.9%Bahia +5.3%30th of 55
Mata de São João: occupied homes, 202215,328Bahia 5,088,39550th of 55
Mata de São João: residents per occupied home2.78Bahia 2.7826th of 55
Mata de São João: homes rented14%Brazil 22.2%, Bahia 15.9%55th of 55
Mata de São João: homes owned by a resident80.8%Bahia 78.3%1st of 55
Mata de São João: ITBI rate3%median of 41 cities 2%2nd of 41
Mata de São João: ITBI on R$ 500 thousandR$ 15,000at the median rate R$ 10,000+R$ 5,000
Mata de São João: ITBI on R$ 1 millionR$ 30,000at the median rate R$ 20,000+R$ 10,000
Mata de São João: all computed lines on R$ 500 thousandR$ 23,4974.7% of the priceR$ 49,111 on R$ 1 million

Notary and registry fees, the median financed home and the construction cost of Bahia are on its state page.

The figures

MeasureValueSource
ITBI transfer tax (3%), Mata de São João, on R$ 500 thousandR$ 15,000LC 006/2022 (Tax Code; the tax is called ITIV), arts. 106-108
Notary deed (escritura), Mata de São João, on R$ 500 thousandR$ 4,249Bahia 2026 fee table
Registration at the property registry, Mata de São João, on R$ 500 thousandR$ 4,249Bahia 2026 fee table
Population, 2022 Census42,566IBGE
Population estimate, 202645,073IBGE
Occupied homes rented, 2022 Census14%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Bahia

Sources