In short
On a R$ 500 thousand home in Salvador, the capital of Bahia, the ITBI transfer tax, the notary deed and the registration come to R$ 23,497. The city's ITBI rate is 3%. 15.9% of occupied homes were rented in the 2022 Census.
Calculate for Bahia
The questions, answered
How much are the purchase costs on a R$ 500 thousand home in Salvador?
On a R$ 500 thousand home in Salvador, the capital of Bahia, ITBI transfer tax (3%) R$ 15,000, notary deed (escritura) R$ 4,249, registration at the property registry R$ 4,249: R$ 23,497 in all, from the rates and fee tables read on 15 October 2026.
How much are the purchase costs on a R$ 1 million home in Salvador?
On a R$ 1 million home in Salvador, the capital of Bahia: ITBI transfer tax (3%) R$ 30,000, notary deed (escritura) R$ 9,556, registration at the property registry R$ 9,556, R$ 49,111 in all.
What is the ITBI rate in Salvador?
Salvador charges ITBI at 3% of the value of the transfer (Lei nº 7.186/2006 (Código Tributário e de Rendas) arts. 116-118, 122; Decreto nº 24.058/2013 art. 8); the same law sets a reduced rate of 1% for some purchases it defines (see the purchase costs calculator).
What monthly payment on a R$ 500 thousand home in Bahia?
R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.
Do more people rent in Bahia than in Brazil as a whole?
In the 2022 Census, 15.9% of the 5,088,395 occupied homes in Bahia were rented and 78.3% owned by a resident, against 22.2% rented across Brazil (IBGE).
What is the typical value of a financed home in Bahia?
The median appraisal value of homes financed in Bahia was R$ 242,000 in June 2026, against R$ 290,545 for Brazil (Banco Central do Brasil, homes bought with a loan only, not all sales).
What is the average construction cost per square metre in Bahia?
The SINAPI average construction cost published by the IBGE for Bahia was R$ 1,878 per square metre in September 2026, against R$ 2,000 for Brazil.
How much tax when you sell a home in Bahia?
Federal rules apply in Bahia as everywhere in Brazil. A non-resident pays 15% on a gain up to R$ 5 million, rising by bands to 22.5% (Law 8,981, art. 21), withheld by the buyer: bought R$ 800 thousand, sold R$ 1.2 million, a gain of R$ 400,000 costs R$ 60,000 (R$ 100,000 in a low-tax jurisdiction, 25%). A resident selling an only property for R$ 440,000 or less is exempt, as is one reinvesting within 180 days.
How many people live in Bahia?
Bahia had 14,141,626 residents in the 2022 Census, and 14,889,472 in the IBGE estimate for 2026.
How Bahia compares
Bahia counted 14,141,626 residents in 2022, 7% of Brazil's 203,080,756 across the 27 federative units and the 4th largest. The IBGE estimate for 2026, 14,889,472, is 5.3% higher (Brazil: 5.5%), the 17th fastest of the 27. Mata de São João, Porto Seguro and Salvador are the 3 cities of the state on Payotte, holding 18.6% of its residents. Region: Nordeste; 2.78 residents per occupied home against 2.8 nationally.
15.9% of the 5,088,395 occupied homes of Bahia were rented in 2022, well below the 22.2% national share; 78.3% were owned by a resident. That is the 22nd highest rental share of 27 units.
Salvador, the capital, charges ITBI at 3%, above the 2% median of the 41 city rates read (1 city charges more). That is R$ 15,000 on R$ 500 thousand and R$ 30,000 on R$ 1 million; the law also lists 1% for some purchases it defines, which the calculator does not apply.
On R$ 500 thousand, the Bahia fee table gives the notary deed R$ 4,249 (R$ 9,556 on R$ 1 million) and registration R$ 4,249 (R$ 9,556 on R$ 1 million). All the lines Payotte computes add up to R$ 23,497, 4.7% of the price, and 4.91% on R$ 1 million: fees keep pace with the price. The table gives fees before state taxes and funds, so the totals are lower limits.
In Bahia the median appraisal of a financed home is R$ 242,000, 16.7% below the national R$ 290,545 and 16th of 27 units; a R$ 500 thousand purchase is 2.1 times that median. A loan of 80% on the median home would cost R$ 1,805 a month over 30 years with the Price system at 11.28%, against R$ 3,730 for R$ 500 thousand. The SINAPI construction cost, R$ 1,878 per square metre, is 6.1% below the national R$ 2,000 (20th of 27).
| Measure | Value | Reference | Rank |
|---|---|---|---|
| Bahia: residents, 2022 Census | 14,141,626 | median unit 3,941,613 | 4th of 27 |
| Share of Brazil's residents | 6.96% | 203,080,756 in Brazil | 4th of 27 |
| Bahia: estimate for 2026 against the census | +5.3% | Brazil +5.5% | 17th of 27 |
| Bahia: occupied homes, 2022 | 5,088,395 | Brazil 72,461,369 | 4th of 27 |
| Bahia: residents per occupied home | 2.78 | Brazil 2.8 | 19th of 27 |
| Bahia: homes rented | 15.9% | Brazil 22.2% | 22nd of 27 |
| Bahia: homes owned by a resident | 78.3% | median unit 71.6% | 3rd of 27 |
| Bahia: ITBI rate (Salvador) | 3% | median of 41 cities 2% | 2nd of 41 |
| Bahia: ITBI on R$ 500 thousand (Salvador) | R$ 15,000 | at the median rate R$ 10,000 | +R$ 5,000 |
| Bahia: ITBI on R$ 1 million (Salvador) | R$ 30,000 | at the median rate R$ 20,000 | +R$ 10,000 |
| Bahia: all computed lines on R$ 500 thousand (Salvador) | R$ 23,497 | 4.7% of the price | R$ 49,111 on R$ 1 million |
| Median value of financed homes | R$ 242,000 | Brazil R$ 290,545 | 16th of 27 |
| SINAPI cost per square metre | R$ 1,878 | Brazil R$ 2,000 | 20th of 27 |
| Cities on Payotte | 3 | 18.6% of the state's residents | - |
The figures
| Measure | Value | Source |
|---|---|---|
| ITBI transfer tax (3%), Salvador, on R$ 500 thousand | R$ 15,000 | Lei nº 7.186/2006 (Código Tributário e de Rendas) arts. 116-118, 122; Decreto nº 24.058/2013 art. 8 |
| Notary deed (escritura), Salvador, on R$ 500 thousand | R$ 4,249 | Bahia 2026 fee table |
| Registration at the property registry, Salvador, on R$ 500 thousand | R$ 4,249 | Bahia 2026 fee table |
| Population, 2022 Census | 14,141,626 | IBGE |
| Population estimate, 2026 | 14,889,472 | IBGE |
| Occupied homes rented, 2022 Census | 15.9% | IBGE |
| Median appraisal value of financed homes (2026-06) | R$ 242,000 | Banco Central do Brasil (ODbL) |
| SINAPI average construction cost per m² (September 2026) | R$ 1,878 | IBGE |
| Average rate, new housing loans to individuals (2026-08) | 11.28% | Banco Central do Brasil, SGS 20774 |
| Selic target, since 2026-09-17 | 13.75% | Banco Central do Brasil, Copom |
No open official series gives home prices by city in Brazil; the Banco Central median is by state.
Cities of Bahia on Payotte
Sources
- ITBI, Salvador: Lei nº 7.186/2006 (Código Tributário e de Rendas) arts. 116-118, 122; Decreto nº 24.058/2013 art. 8 (consulted 2026-10-15).
- Notary and registry fees, Bahia: Decreto Judiciario TJBA n. 1075 of 16/12/2025 (DJE n. 3.951, 17/12/2025), adjusting the Anexo Unico of Lei estadual 12.373/2011 as amended by Lei 14.806/2024; Tabelas II and III - 2026, in force 01/01/2026; the calculator.
- Census and construction cost: IBGE, SIDRA (4714, 6579, 9930, 2296).
- Loans and values: Banco Central do Brasil open data (ODbL 1.0); Copom decisions.