City · Bahia

Buying a home in Porto Seguro: ITBI, fees, loan

Notary and registry fees from the state's 2026 table where read · loan at the Banco Central average rate · census figures

In short

On a R$ 500 thousand home in Porto Seguro (Bahia), the ITBI transfer tax, the notary deed and the registration come to at least R$ 8,497. 28.2% of occupied homes were rented in the 2022 Census.

Calculate for Porto Seguro

If you buy

ITBI, deed, registration and loan in Porto Seguro

ITBI from the law of Porto Seguro where Payotte read it, notary and registry fees from the Bahia 2026 table. Change any field: the amounts are recalculated instantly.

Value chargedR$ 500,000
ITBI rate (general)not read
ITBI transfer taxnot computed
Notary deed (escritura)R$ 4,249
Registration at the property registryR$ 4,249
Total of the lines aboveat least R$ 8,497
Largest loan (CMN cap, 80%)R$ 400,000 (80%)
Price payment, 30 years at 11.28%R$ 3,730
SAC first payment, 30 yearsR$ 4,690

Partial: the city's ITBI rate could not be read at an official source.

General ITBI rate on the higher of price and reference value; certificates, broker and lawyer fees excluded. Loan at the Banco Central average rate, not an offer. All the rates and sources.

If you sell

Capital gain and the income tax on it

Same federal rules in every city: the seller's tax residence decides.

Capital gainR$ 400,000
Income tax on the gainR$ 60,000
Average rate on the gain15%
Sale price after the taxR$ 1,140,000

Non-resident: withheld by the buyer (or the attorney of a non-resident buyer) on the date of the sale (Law 10,833, art. 26).

Gain = sale price − documented cost in reais; the exclusions are listed on the calculator page. The capital gains calculator and its sources.

The questions, answered

How much are the purchase costs on a R$ 500 thousand home in Porto Seguro?

On a R$ 500 thousand home in Porto Seguro (Bahia), notary deed (escritura) R$ 4,249, registration at the property registry R$ 4,249: at least R$ 8,497 in all, from the rates and fee tables read on 15 October 2026 (the city's ITBI rate could not be read at an official source).

How much are the purchase costs on a R$ 1 million home in Porto Seguro?

On a R$ 1 million home in Porto Seguro (Bahia): notary deed (escritura) R$ 9,556, registration at the property registry R$ 9,556, at least R$ 19,111 in all.

What is the ITBI rate in Porto Seguro?

Payotte could not read Porto Seguro's ITBI law or the city's finance department page (the official site refused the connection or the text could not be found), so it publishes no rate: ask the city before signing.

What monthly payment on a R$ 500 thousand home in Porto Seguro?

R$ 400,000 borrowed on a R$ 500 thousand home (CMN cap 80%) costs R$ 3,730 a month with Price over 30 years at 11.28% (August 2026), or R$ 4,690 the first month with SAC.

Do more people rent in Porto Seguro than in Brazil as a whole?

In the 2022 Census, 28.2% of the 60,282 occupied homes in Porto Seguro were rented and 65.1% owned by a resident, against 22.2% rented across Brazil (IBGE).

How many people live in Porto Seguro?

Porto Seguro had 168,326 residents in the 2022 Census, and 184,087 in the IBGE estimate for 2026.

How Porto Seguro compares

Porto Seguro ranks 43rd by population among the 55 cities on Payotte, with 168,326 residents in the 2022 Census, 1.2% of Bahia's 14,141,626. The IBGE estimate for 2026, 184,087, is 9.4% above the census: faster than Bahia as a whole (5.3%), 12th of 55 cities, against 5.5% for Brazil. The census counts 2.79 residents per occupied home, about as many than the 2.78 of Bahia.

28.2% of the 60,282 occupied homes of Porto Seguro were rented in 2022, well above the 22.2% national share, and 12.3 points above Bahia (15.9%); 65.1% were owned by a resident. That is the 26th highest rental share of 55 cities.

Payotte could not read the ITBI rate of Porto Seguro, so it adds no tax line to the purchase costs. In Bahia it did read Mata de São João (3%) and Salvador (3%), but ITBI is set city by city. Across the 41 cities with a rate read, the median is 2%.

By population the closest cities on Payotte are Angra dos Reis (167,434 residents, 27.2% of homes rented, ITBI 2%) and Cabo Frio (222,161 residents, 25% of homes rented, ITBI 2%). In the Nordeste region, which has 14 of the 55 cities, Porto Seguro has the 8th highest share of rented homes. Its 2.79 residents per occupied home rank 23rd of 55, in the middle of the field. The capital of Bahia, Salvador, has 14.4 times as many residents.

MeasureValueReferenceRank
Porto Seguro: residents, 2022 Census168,326median city 616,31743rd of 55
Porto Seguro: share of Bahia's residents1.2%14,141,626 in the state2nd of 3 in the state
Porto Seguro: estimate for 2026 against the census+9.4%Bahia +5.3%12th of 55
Porto Seguro: occupied homes, 202260,282Bahia 5,088,39544th of 55
Porto Seguro: residents per occupied home2.79Bahia 2.7823rd of 55
Porto Seguro: homes rented28.2%Brazil 22.2%, Bahia 15.9%26th of 55
Porto Seguro: homes owned by a resident65.1%Bahia 78.3%36th of 55
Porto Seguro: ITBI ratenot read41 of 55 cities read, median 2%2 read in Bahia

Notary and registry fees, the median financed home and the construction cost of Bahia are on its state page.

The figures

MeasureValueSource
Notary deed (escritura), Porto Seguro, on R$ 500 thousandR$ 4,249Bahia 2026 fee table
Registration at the property registry, Porto Seguro, on R$ 500 thousandR$ 4,249Bahia 2026 fee table
Population, 2022 Census168,326IBGE
Population estimate, 2026184,087IBGE
Occupied homes rented, 2022 Census28.2%IBGE
Average rate, new housing loans to individuals (2026-08)11.28%Banco Central do Brasil, SGS 20774
Selic target, since 2026-09-1713.75%Banco Central do Brasil, Copom

No open official series gives home prices by city in Brazil; the Banco Central median is by state.

Elsewhere in Bahia

Sources