City · Valencian Community

Buying a home in Elche: taxes, fees and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Elche (Valencian Community), transfer tax and land registry fees come to €27,201 (9% tax at the general rate). Homes in Elche were appraised at €1,635/m² in Q2 2026, +13.9% over a year.

Calculate for Elche

If you buy

Taxes, land registry and loan in Elche

General rates of Valencian Community. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€27,000 (9%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€27,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Elche?

At the general rate of Valencian Community (9% up to €1,000,000, 11% above €1,000,000, one rate on the whole value), €300,000 bought in Elche pays €27,000 of transfer tax (ITP) and €201 of land registry fees: €27,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

What is a home worth per square metre in Elche?

Approved valuers appraised open-market homes in Elche at €1,635/m² in Q2 2026 (790 valuations), +13.9% over a year; the figure is €2,355/m² for Spain and €2,021/m² for the province of Alacant/Alicante.

Are home prices rising in Elche?

Yes: appraised values in Elche changed by +13.9% over a year. For Valencian Community as a whole the INE index moved +13% (Spain: 12.2%).

Reading the numbers for Elche

By appraised value, Elche is among the five most affordable of the 55 cities Payotte covers (52nd of 55). At €1,635/m² it sits 31% below the Spanish average of €2,355/m².

Of the ten Valencian Community cities covered, it is the cheapest, and 15% below the Valencian Community average (€1,935/m²). The province of Alacant/Alicante is at €2,021/m², so the city is €386 below its province.

The appraised value is up €200/m² from €1,435 a year earlier (+13.9%), 1.4 points faster than the national rise (+12.5%) and 1.8 points slower than Valencian Community as a whole (+15.7%). On a 90 m² home at the average, the year's move is worth about €17,973.

Taken at the average appraised value, €300,000 buys roughly 180 m² in Elche, against 125 m² at the Spanish average. A 90 m² home at that value would be about €147,000; the buyer's taxes and registry fees on a resale come to €13,388 (9%). Arithmetic on an average, not a valuation.

The Elche figure rests on 790 valuations, or 3.2 valuations per 1,000 inhabitants. With 245,557 inhabitants it is the 18th most populated of the 55 cities covered.

On that ladder the next city up is Córdoba at €1,784/m² (€149 more), and the next one down is Mazarrón at €1,584/m² (€52 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €5,209 above Elche; the cheapest, Cartagena, at €1,486/m², €150 below. It held the same 52nd place a year earlier.

Typical sizes at the average appraised value of Elche
SizePrice at that valueBuyer taxes, resaleBuyer taxes, new build
50 m²€82,000€7,494 (9%)€9,462
70 m²€114,000€10,396 (9%)€13,132
90 m²€147,000€13,388 (9%)€16,916
120 m²€196,000€17,813 (9%)€22,517

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€27,000Ley 13/1997, art. 13.Uno
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Appraised value, Q2 2026€1,635/m²Ministry, 790 valuations
Appraised value, Q2 2025€1,435/m²Ministry
Province of Alacant/Alicante, Q2 2026€2,021/m²Ministry
Valencian Community, appraised value, Q2 2026€1,935/m²Ministry (+15.7% a year)
Valencian Community, INE house price index, change over a year+13%INE, Q2 2026
Population, 1 January 2025245,557INE, Padrón

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Closest in appraised value

Sources