City · Region of Murcia

Buying a home in Murcia: taxes, fees and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Murcia (Region of Murcia), transfer tax and land registry fees come to €23,451 (7.75% tax at the general rate). Homes in Murcia were appraised at €1,580/m² in Q2 2026, +13.8% over a year.

Calculate for Murcia

If you buy

Taxes, land registry and loan in Murcia

General rates of Region of Murcia. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€23,250 (7.75%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€23,451
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Murcia?

At the general rate of Region of Murcia (7.75%), €300,000 bought in Murcia pays €23,250 of transfer tax (ITP) and €201 of land registry fees: €23,451 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

What is a home worth per square metre in Murcia?

Approved valuers appraised open-market homes in Murcia at €1,580/m² in Q2 2026 (2,035 valuations), +13.8% over a year; the figure is €2,355/m² for Spain.

Are home prices rising in Murcia?

Yes: appraised values in Murcia changed by +13.8% over a year. For Region of Murcia as a whole the INE index moved +14.4% (Spain: 12.2%).

Reading the numbers for Murcia

By appraised value, Murcia is among the five most affordable of the 55 cities Payotte covers (54th of 55). At €1,580/m² it sits 33% below the Spanish average of €2,355/m².

Within Region of Murcia it ranks 3rd of 4 covered cities, 17% above the regional average of €1,350/m².

The appraised value is up €191/m² from €1,389 a year earlier (+13.8%), 1.3 points faster than the national rise (+12.5%) and in step with Region of Murcia as a whole (+13.9%). On a 90 m² home at the average, the year's move is worth about €17,199.

Taken at the average appraised value, €300,000 buys roughly 185 m² in Murcia, against 125 m² at the Spanish average. A 90 m² home at that value would be about €142,000; the buyer's taxes and registry fees on a resale come to €11,160 (7.8%). Arithmetic on an average, not a valuation.

The Murcia figure rests on 2,035 valuations, or 4.2 valuations per 1,000 inhabitants. With 479,405 inhabitants it is the 7th most populated of the 55 cities covered.

On that ladder the next city up is Mazarrón at €1,584/m² (€4 more), and the next one down is Cartagena at €1,486/m² (€94 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €5,265 above Murcia; the cheapest, Cartagena, at €1,486/m², €94 below. It held the same 54th place a year earlier.

Typical sizes at the average appraised value of Murcia
SizePrice at that valueBuyer taxes, resaleBuyer taxes, new build
50 m²€79,000€6,235 (7.8%)€9,197
70 m²€111,000€8,737 (7.8%)€12,899
90 m²€142,000€11,160 (7.8%)€16,485
120 m²€190,000€14,896 (7.8%)€22,021

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€23,250Decreto Legislativo 1/2010, art. 6.1
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Appraised value, Q2 2026€1,580/m²Ministry, 2,035 valuations
Appraised value, Q2 2025€1,389/m²Ministry
Region of Murcia, appraised value, Q2 2026€1,350/m²Ministry (+13.9% a year)
Region of Murcia, INE house price index, change over a year+14.4%INE, Q2 2026
Population, 1 January 2025479,405INE, Padrón

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Closest in appraised value

Sources