City · Andalusia

Buying a home in Córdoba: taxes, fees and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Córdoba (Andalusia), transfer tax and land registry fees come to €21,201 (7% tax at the general rate). Homes in Córdoba were appraised at €1,784/m² in Q2 2026, +13% over a year.

Calculate for Córdoba

If you buy

Taxes, land registry and loan in Córdoba

General rates of Andalusia. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€21,000 (7%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€21,201
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Córdoba?

At the general rate of Andalusia (7%), €300,000 bought in Córdoba pays €21,000 of transfer tax (ITP) and €201 of land registry fees: €21,201 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

What is a home worth per square metre in Córdoba?

Approved valuers appraised open-market homes in Córdoba at €1,784/m² in Q2 2026 (1,202 valuations), +13% over a year; the figure is €2,355/m² for Spain and €1,307/m² for the province of Córdoba.

Are home prices rising in Córdoba?

Yes: appraised values in Córdoba changed by +13% over a year. For Andalusia as a whole the INE index moved +11.9% (Spain: 12.2%).

Reading the numbers for Córdoba

By appraised value, Córdoba is among the five most affordable of the 55 cities Payotte covers (51st of 55). At €1,784/m² it sits 24% below the Spanish average of €2,355/m².

Of the 14 Andalusia cities covered, it is the cheapest, and 10% below the Andalusia average (€1,982/m²). The province of Córdoba is at €1,307/m², so the city is €477 above its province.

The appraised value is up €205/m² from €1,579 a year earlier (+13%), in step with the national rise (+12.5%) and in step with Andalusia as a whole (+13.8%). On a 90 m² home at the average, the year's move is worth about €18,414.

Taken at the average appraised value, €300,000 buys roughly 165 m² in Córdoba, against 125 m² at the Spanish average. A 90 m² home at that value would be about €161,000; the buyer's taxes and registry fees on a resale come to €11,434 (7%). Arithmetic on an average, not a valuation.

The Córdoba figure rests on 1,202 valuations, or 3.7 valuations per 1,000 inhabitants. With 323,262 inhabitants it is the 12th most populated of the 55 cities covered.

On that ladder the next city up is Almería at €1,796/m² (€13 more), and the next one down is Elche at €1,635/m² (€149 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €5,061 above Córdoba; the cheapest, Cartagena, at €1,486/m², €298 below. A year earlier it ranked 50th, so it has slipped one place.

Typical sizes at the average appraised value of Córdoba
SizePrice at that valueBuyer taxes, resaleBuyer taxes, new build
50 m²€89,000€6,349 (7%)€10,087
70 m²€125,000€8,894 (7%)€14,144
90 m²€161,000€11,434 (7%)€18,196
120 m²€214,000€15,158 (7%)€24,146

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€21,000Ley 5/2021, art. 41
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Appraised value, Q2 2026€1,784/m²Ministry, 1,202 valuations
Appraised value, Q2 2025€1,579/m²Ministry
Province of Córdoba, Q2 2026€1,307/m²Ministry
Andalusia, appraised value, Q2 2026€1,982/m²Ministry (+13.8% a year)
Andalusia, INE house price index, change over a year+11.9%INE, Q2 2026
Population, 1 January 2025323,262INE, Padrón

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Closest in appraised value

Sources