City · Region of Murcia

Buying a home in San Javier: taxes, fees and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in San Javier (Region of Murcia), transfer tax and land registry fees come to €23,451 (7.75% tax at the general rate). Homes in San Javier were appraised at €1,953/m² in Q2 2026, +18.6% over a year.

Calculate for San Javier

If you buy

Taxes, land registry and loan in San Javier

General rates of Region of Murcia. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€23,250 (7.75%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€23,451
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in San Javier?

At the general rate of Region of Murcia (7.75%), €300,000 bought in San Javier pays €23,250 of transfer tax (ITP) and €201 of land registry fees: €23,451 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

What is a home worth per square metre in San Javier?

Approved valuers appraised open-market homes in San Javier at €1,953/m² in Q2 2026 (291 valuations), +18.6% over a year; the figure is €2,355/m² for Spain.

Are home prices rising in San Javier?

Yes: appraised values in San Javier changed by +18.6% over a year. For Region of Murcia as a whole the INE index moved +14.4% (Spain: 12.2%).

Reading the numbers for San Javier

By appraised value, San Javier is 48th of the 55 cities Payotte covers, from the dearest down. At €1,953/m² it sits 17% below the Spanish average of €2,355/m².

It is the dearest of the four Region of Murcia cities covered, and 45% above the Region of Murcia average (€1,350/m²).

The appraised value is up €306/m² from €1,647 a year earlier (+18.6%), 6.1 points faster than the national rise (+12.5%) and 4.7 points faster than Region of Murcia as a whole (+13.9%). On a 90 m² home at the average, the year's move is worth about €27,513.

Taken at the average appraised value, €300,000 buys roughly 150 m² in San Javier, against 125 m² at the Spanish average. A 90 m² home at that value would be about €176,000; the buyer's taxes and registry fees on a resale come to €13,808 (7.8%). Arithmetic on an average, not a valuation.

The San Javier figure rests on only 291 valuations, a thin sample that a few large operations can move, or 8 valuations per 1,000 inhabitants. With 36,524 inhabitants it is the 48th most populated of the 55 cities covered.

On that ladder the next city up is San Cristóbal de La Laguna at €2,042/m² (€89 more), and the next one down is Valladolid at €1,947/m² (€6 less). The dearest covered city, Santa Eulària des Riu, is at €6,844/m², €4,892 above San Javier; the cheapest, Cartagena, at €1,486/m², €467 below. A year earlier it ranked 49th, so it has climbed one place.

Typical sizes at the average appraised value of San Javier
SizePrice at that valueBuyer taxes, resaleBuyer taxes, new build
50 m²€98,000€7,720 (7.8%)€11,395
70 m²€137,000€10,769 (7.8%)€15,907
90 m²€176,000€13,808 (7.8%)€20,408
120 m²€234,000€18,318 (7.8%)€27,093

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€23,250Decreto Legislativo 1/2010, art. 6.1
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Appraised value, Q2 2026€1,953/m²Ministry, 291 valuations
Appraised value, Q2 2025€1,647/m²Ministry
Region of Murcia, appraised value, Q2 2026€1,350/m²Ministry (+13.9% a year)
Region of Murcia, INE house price index, change over a year+14.4%INE, Q2 2026
Population, 1 January 202536,524INE, Padrón

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Closest in appraised value

Sources