Region

Buying a home in Region of Murcia: transfer tax and prices

Taxes at the region's official rates · appraised values of the ministry · INE house price index.

In short

On a €300,000 resale home in Region of Murcia, transfer tax and land registry fees come to €23,451 (7.75% tax at the general rate). Homes were appraised at €1,350/m² on average in Q2 2026 (+13.9% over a year); the INE index rose 14.4%.

Calculate for Region of Murcia

If you buy

Taxes, land registry and loan in Region of Murcia

General rates of Region of Murcia. Change any field: the amounts are recalculated instantly.

Value taxed€300,000
Transfer tax (ITP)€23,250 (7.75%)
Land registry (registration + presentation)€201
Buyer total (taxes + land registry)€23,451
Notary's deed fee (the seller's by default)€388
Loan of 80% of the price€240,000
Monthly payment, 25 years at 3.134%€1,155

General rates only: no reduced rates, notary copies, gestoría or valuation. All the rates and sources.

If you sell

Income tax on the gain

National rates, the same in every region: your tax residence decides.

Capital gain€80,000
Rate on the gain19%
Income tax on the gain€15,200
Buyer's 3% withholding (advance)€12,000
Left to pay on the return€3,200

Non-resident: 19% on the gain (IRNR); the buyer withholds 3% of the price (form 211), the seller settles on form 210 and the 3% is credited.

Plusvalía municipal, exemptions and agency fees are not computed. Capital gains tax on a home sale.

The questions, answered

How much transfer tax on a €300,000 resale home in Region of Murcia?

At the general rate of Region of Murcia (7.75%), €300,000 bought in Region of Murcia pays €23,250 of transfer tax (ITP) and €201 of land registry fees: €23,451 for the buyer, before notary copies and any reduced rate; the base is the higher of price and Catastro reference value.

And on a new home in Region of Murcia?

Bought from the developer, the same €300,000 carries VAT at 10% (€30,000) instead of transfer tax, plus AJD of €4,500 and land registry fees of €201: €34,701 in all.

Are home prices rising in the Region of Murcia?

Yes: the INE house price index for Region of Murcia changed by +14.4% over a year in Q2 2026 (Spain: 12.2%), and the ministry's average appraised value in the Region of Murcia reached €1,350/m², +13.9% over a year.

How much tax when you sell a home in Region of Murcia?

The income tax on the gain is national: 19% for a non-resident (IRNR), the savings scale of 19% to 30% for a resident. On a gain of €80,000 that is €15,200 or €17,280.

Reading the numbers for Region of Murcia

Region of Murcia is 16th of the 19 regions by appraised value: €1,350/m², 43% below the Spanish average of €2,355/m².

Prices moved +13.9% on the ministry's appraisals and +14.4% on the INE index, which puts Region of Murcia 6th of 19 on the index, 2.2 points faster than Spain (+12.2%).

Payotte covers four cities here. They run from €1,486/m² in Cartagena to €1,953/m² in San Javier, a spread of €467/m²; even the cheapest is above the regional average.

Resale: In the Region of Murcia, transfer tax (ITP) on a resale home is 7.75%, on the higher of the price and the Catastro reference value: €23,250 on €300,000, €23,451 with land registry fees.

New build: In the Region of Murcia, a new home bought from the developer pays VAT at 10% and stamp duty on the deed (AJD) of 1.5%: €34,701 with land registry fees on €300,000.

Young buyers: The Region of Murcia taxes a main home bought by a buyer aged 40 or under at 3% instead of 7.75%, if the general taxable base less the personal minimum is under €40,000.

Large families: The Region of Murcia taxes a large family's purchase at 3% instead of 7.75% when income is below €44,000.

Stressed market areas: No stressed housing market area declaration for the Region of Murcia was found in the BOE quarterly resolutions published up to 15 October 2026.

The figures

MeasureValueSource
Transfer tax (ITP) on €300,000€23,250Decreto Legislativo 1/2010, art. 6.1
Land registry on €300,000€201Real Decreto 1427/1989
Notary's deed fee on €300,000 (seller by default)€388Real Decreto 1426/1989
Region of Murcia, appraised value, Q2 2026€1,350/m²Ministry (+13.9% a year)
Region of Murcia, INE house price index, change over a year+14.4%INE, Q2 2026

Valuers' averages, not sale prices; changes computed by Payotte.

Buying from abroad

What differs for a foreign buyer: Buying as a foreigner · non-resident tax calculator · purchase costs in every region.

Cities of Region of Murcia on Payotte

Sources